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2991 Juniper Ave, Morro Bay, CA, 93442

4beds
4baths
3,948sqft
$1,650,000
$418price/sqft
$10,941/moest. monthly cost
$437,640/yrincome needed

About This Home

Unrivaled Views and Outdoor Bliss. Step into this magnificent single-family home, boasting nearly 4,000 square feet of living space across three spectacular levels each with its own wrap around deck! This is more than just a home; it's a sanctuary designed for privacy and comfortable living along with multi-generational options or income potential. The street-level main living space offers effortless flow and accessibility to the heart of the home with the Pacific Ocean as a constant backdrop. The giant kitchen, dining space, living room and master ensuite are conveniently located on this level. Vaulted ceilings and a wall of windows frame the panoramic ocean views, making this the ultimate spot for family gatherings and hosting guests while watching the sunset. Ascend to the second level to find two massive bedrooms and a sprawling family room complete with an entertaining bar and another wrap around deck. The bottom level reveals a fully separate, 1 Bedroom, 1 Bath, legal ADU featuring a full kitchen with pantry and laundry. Accessible via a separate exterior entrance or from within the home, makes this ADU perfect for multi-generational living or as a high-end rental opportunity! Nestled on a generous lot of over half an acre, the property is surrounded by beautiful, mature landscaping that provides a lush, private oasis in one of the Central Coast's most coveted locations. Complete with a spacious two-car garage and a massive cement parking area, there is plenty of room for all your vehicles, toys, and guests. Don't miss your chance to own this Morro Bay masterpiece!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
8/10
Los Osos Middle SchoolGrades 6-85.4 mi
8/10
Morro Bay High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Disposal,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Dual Sinks,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Wet Bar,Open Floorplan,Pantry,Recessed Lighting,Main Level Primary,Walk-In Pantry
  • Door features: Sliding Doors
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,948 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 065150014
  • Special condition: Trust

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Deck,Wrap Around
  • Spa features: None
  • Has view: Yes
  • View description: Hills,Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.57 Acres
  • Features: Back Yard,Sloped Down,Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$239$2,868
Property Taxes $1,513$18,156
Electricity $846$10,159
Total$10,941$131,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,120/yr
40% on housing$328,230/yr
45% on housing$291,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 93442$446
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93442$654
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$1,650,000
2026-06-05Listed for sale$1,775,000

For Sale by Agent

AgentDale Kaiser
BrokerageDale Kaiser Real Estate

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