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173 Sandpiper Ln, Morro Bay, CA, 93442

3beds
3baths
1,584sqft
$895,000
$565price/sqft
$5,882/moest. monthly cost
$235,280/yrincome needed

About This Home

Welcome to the pristine Bayshore Village community! An exceptional opportunity to own a spacious ±1,584 sq ft, three-bedroom, two-and-a-half-bath condominium in one of Morro Bay’s most breathtaking locations. From bayfront picnic tables and just steps away to the pool, spa, and clubhouse right outside your door, every day here feels like a getaway. Inside, the home provides a cozy European-inspired charm, highlighted by gas fireplaces in both the living room and the primary suite, perfect for relaxing evenings along the coast. Ideally situated just around the corner from the Morro Bay Golf Course and a short drive to downtown dining and shopping, this is a rare opportunity to embrace the best of coastal living. Don’t miss your chance to call it home.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
8/10
Los Osos Middle SchoolGrades 6-82.5 mi
8/10
Morro Bay High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,In Garage

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,584 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 066391034
  • Attached to another structure: Yes
  • Special condition: Standard,Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: garage
  • Pool features: Community,Association
  • Has spa: Yes
  • Spa features: Community
  • Has view: Yes
  • View description: Bay,Pool
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Across the Road Water Frontage

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$130$1,560
Property Taxes $829$9,948
Electricity $398$4,786
Total$5,882$70,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,668/yr
40% on housing$176,460/yr
45% on housing$156,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 93442$443
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93442$654
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$895,000
2026-02-13Listed for sale$915,000
2013-11-05Sold$330,000

For Sale by Agent

AgentClinton Kuhnle
BrokerageRE/MAX Parkside Real Estate

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