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671 Mar Vista Dr, Los Osos, CA, 93402

3beds
2baths
1,344sqft
$685,000
$510price/sqft
$4,316/moest. monthly cost
$172,640/yrincome needed

About This Home

Charming 3 bedroom, 2 bath home in Los Osos. Don't miss this opportunity to own a 1,344 sqft home in the desirable coastal community of Los Osos. This 3/2 bath home has great bones and is ready for your personal updates and finishing touches. The home features a two-car Solar, a large back yard with plenty of space for gardening, entertaining, or creating your dream outdoor retreat. While it could use fresh paint and new carpeting it's a wonderful opportunity to build equity and make it your own. Located near beaches, parks, hiking trails, golf and outdoor recreation. Whether you're a first-time buyer, investor or looking for a home you can customize to your taste, this property offers outstanding value in one of the Central Coast's most desirable communities. No Reports or Inspections. All offers will be received by Monday August 3rd by 5:00.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Los Osos Middle SchoolGrades 6-81.6 mi
8/10
Morro Bay High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Disposal
  • Laundry features: In Garage

Bathroom

  • Features: Bathroom Exhaust Fan,Separate Shower,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,All Bedrooms Down
  • Window features: Screens
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Solar
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 074072008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: None
  • Spa features: None
  • Fencing: Wood

Lot

  • Lot size: 9,000 sqft
  • Features: 0-1 Unit/Acre,Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Direct Access,Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$90$1,080
Property Taxes $365$4,380
Electricity $398$4,786
Total$4,316$51,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,977/yr
40% on housing$129,480/yr
45% on housing$115,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 93402$470
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93402$568
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$685,000
2026-07-31Listed for sale$685,000

For Sale by Agent

AgentChristine Velarde
BrokerageeXp Realty of Southern California, Inc.

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