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1176 Maple St, Arroyo Grande, CA, 93420

3beds
2baths
1,303sqft
$860,000
$660price/sqft
$5,639/moest. monthly cost
$225,560/yrincome needed

About This Home

This charming 3-bedroom, 2-bathroom home in the heart of Arroyo Grande boasts original hardwood floors throughout most of the home, adding warmth and character. Situated close to The Village, this home offers easy access to the 101 Freeway, blending country charm with convenient living. Call your favorite realtor today to schedule a showing.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
Harloe Elementary SchoolGrades K-60.5 mi
6/10
Paulding Middle SchoolGrades 7-81.7 mi
9/10
Arroyo Grande High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 077171013
  • Zoning description: Residential Single Family
  • Special condition: Own/Licensee

Features

  • Stories: 1

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 1
  • Parking features: Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$127$1,524
Property Taxes $766$9,192
Electricity $398$4,786
Total$5,639$67,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,337/yr
40% on housing$169,170/yr
45% on housing$150,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$660This listing

vs Other Active Listings

Avg $/sqft

ZIP 93420$578
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93420$549
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$860,000

For Sale by Agent

AgentMichael J McKay
BrokerageCHAMPION Real Estate

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