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1825 Hi Mountain Rd, Arroyo Grande, CA, 93420

3beds
4baths
3,118sqft
$2,249,000
$721price/sqft
$14,005/moest. monthly cost
$560,200/yrincome needed

About This Home

Extraordinary opportunity to own a Ranch in Ranchita Estates offering 53 acres, two residences, and premier equestrian amenities with direct access to private and public horse and hiking trails—accessible directly from your own property. A rare blend of refined single-level living, multi generational living, functional ranch infrastructure, and breathtaking natural surroundings. The main 3/4 residence is thoughtfully designed on a single level with soaring ceilings, recessed lighting, tile and carpet flooring and functional floor plan. The private primary wing features expansive windows, two walk-in closets, carpet and laminate flooring, dual vanity areas, jetted soaking tub and walk-in shower. From most of the main living spaces, you can sit and enjoy peaceful views of horses grazing in the pastures and the rolling hills beyond. Living and family rooms showcase a fireplace, open-beam wood ceilings, custom built-ins, and sliders opening to a screened and covered patio ideal for alfresco dining. The backyard blends seamlessly into acres of open land, allowing you to ride or hike directly from your property into miles of scenic trails. The home also includes a formal dining area w/ built-ins, kitchen with tile countertops and floors, pantry, casual dining nook surrounded by windows and pasture views, two additional ensuite bedrooms with walk-in showers, a half bath, laundry room with abundant cabinetry and backyard access, and a three-car garage with built-in storage and utility sink. A charming guest house built in 2018 (unpermitted) offers approximately 1,300sq ft (not included in the square footage above) with 3 bedrooms and 1 bath. Rustic in style, it features cement floors, oak shaker cabinets, tile countertops, handmade built-in wood table, barn doors, high ceilings with exposed wood beams and sliders to the backyard. This is a true horse property including a pole barn with 2+ stalls, tack room, arena, top electric fencing, two large paddocks with potential for expansion, four large pastures (three with water), chicken coop, and electricity throughout most of the property. Additional features include two wells, two septic systems , 5,000-gallon water storage tank, tankless water heater, A/C with upgraded ducting, leased propane, owned and leased solar components and even a seasonal creek that accents the properties peaceful setting. Endless opportunity to live, ride, and roam—where luxury meets land, trails, and the timeless beauty of ranch living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

10/10
Branch Elementary SchoolGrades K-69.6 mi
6/10
Paulding Middle SchoolGrades 7-812.2 mi

Construction

Condition

  • Property condition: Additions/Alterations
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Electric Cooktop,Gas Cooktop,Tankless Water Heater,Water Purifier
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Enclosed Toilet,Full Bath on Main Level,Linen Closet,Tile Counters,Vanity,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Family Room

  • Features: Separate Family Room

Features

  • Beamed Ceilings,Wet Bar,Breakfast Bar,Built-in Features,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Pantry,Recessed Lighting,See Remarks,Tile Counters,All Bedrooms Down,Bedroom on Main Level,Instant Hot Water,Main Level Primary,Primary Suite,Utility Room,Walk-In Closet(s)
  • Window features: Double Pane Windows,Screens,Skylight(s)
  • Flooring: Carpet,Concrete,Laminate,Tile
  • Fireplace features: Gas,Guest Accommodations,Living Room,Propane
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,118 sqft

Kitchen

  • Features: Pots & Pan Drawers,Tile Counters

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs,See Remarks

Details

  • Parcel number: 085135033
  • Special condition: Standard
  • Exclusions: Barn mats
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: None
  • Patio & porch: Enclosed,Front Porch,Patio,See Remarks
  • Exterior features: Awning(s)
  • Spa features: None
  • Fencing: Electric,Wire
  • Has view: Yes
  • View description: Hills,Mountain(s),Pasture,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 53.08 Acres
  • Features: Back Yard,Corner Lot,Drip Irrigation/Bubblers,Front Yard,Garden,Horse Property,Sprinklers In Rear,Sprinklers In Front,Lawn,Lot Over 40000 Sqft,Pasture,Ranch,Sprinkler System,Street Level,Yard

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Driveway Level,Garage,Pull-through,RV Access/Parking,One Space,Garage Faces Side,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,372$136,464
Home Insurance *$334$4,008
Property Taxes $1,631$19,572
Electricity $668$8,023
Total$14,005$168,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$480,171/yr
40% on housing$420,150/yr
45% on housing$373,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$721This listing

vs Other Active Listings

Avg $/sqft

ZIP 93420$572
San Luis Obispo County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 93420$549
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$2,399,000
2026-03-11Listed for sale$2,498,000
2023-11-02Sold$2,025,000
2001-09-19Sold$800,000
1995-09-01Sold$160,000

For Sale by Agent

AgentChrista Lowry
BrokerageBHGRE Haven Properties

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