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564 Masters Cir, Nipomo, CA, 93444

3beds
3baths
1,933sqft
$1,049,000
$543price/sqft
$6,968/moest. monthly cost
$278,720/yrincome needed

About This Home

Ideally positioned on a corner lot with serene views of lush greenery, this beautifully remodeled home showcases an open-concept design and a thoughtfully upgraded kitchen featuring high-end cabinetry, rich wood wall and ceiling accents, and stainless steel appliances. The distinctive two-story floor plan offers the ease of main-level living, while the upper level is reserved for a spacious primary suite, with the flexibility to convert the space into a loft if desired. Designed for effortless outdoor living, the backyard features low-maintenance artificial turf and a new hot tub—perfect for relaxing and enjoying the coastal climate. Located within the sought-after Blacklake Golf Resort community, residents of The Fairways enjoy the exclusive amenity of a private chipping green maintained by the homeowners association. Spend your days practicing your short game, unwinding in the sunshine, or enjoying live music at The Blacklake Bar and Grill, just moments from home. Opportunities like this are few and far between!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Mesa Middle SchoolGrades 7-82.5 mi
8/10
Nipomo High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Drywall,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Water Softener,Water Heater
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Dual Sinks,Jetted Tub,Multiple Shower Heads,Separate Shower,Tub Shower,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Breakfast Area,Separate/Formal Dining Room,Stone Counters,Multiple Primary Suites,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,933 sqft

Kitchen

  • Features: Stone Counters

Master Bedroom

  • Features: Multiple Primary Suites

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 091444052
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Concrete
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4,792 sqft
  • Features: Corner Lot,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Rear,Sprinklers In Front,Lawn,Sprinklers On Side

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Drought

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$128$1,536
Property Taxes $1,122$13,464
Electricity $414$4,974
Total$6,968$83,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,902/yr
40% on housing$209,040/yr
45% on housing$185,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$451
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,049,000
2019-03-14Sold$545,500
2019-01-16Pending sale$565,000
2018-11-15Price change$565,000
2018-11-06Price change$573,000
2018-10-26Price change$579,000
2018-09-28Listed for sale$589,000
2004-05-21Sold$506,500

For Sale by Agent

AgentTerri Zubiri
BrokerageMountain View Real Estate

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