See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

778 Primrose Ln, Nipomo, CA, 93444

5beds
4baths
2,279sqft
$889,900
$390price/sqft
$5,873/moest. monthly cost
$234,920/yrincome needed

About This Home

This stunning property offers a rare dual-living opportunity in one of the Central Coast's finest micro-climates of Nipomo, perfectly positioned within walking distance of the 140-acre Regional Park and the local elementary school. The main residence features an updated 4BR/2.5BA layout, while the attached 1BR/1BA ADU provides the ideal setup for rental income or a private guest suite with its own entrance. The ADU is NOT a garage conversion, but a separate living quarters on the lower level. Whether you are looking for a multi-generational compound or a savvy investment, this home delivers unmatched versatility and modern comfort. The owners have recently invested $80,000 in overall improvements, including the entertainer’s backyard, designed to feel like a private resort. You can host guests at the outdoor kitchen and cabana, gather around the fire pit, or unwind in the jacuzzi under the stars. With multiple decks positioned to capture the region’s famous sunsets and a location that blends suburban convenience with nature-filled surroundings, this home is the ultimate California retreat.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Dana Elementary SchoolGrades K-60.5 mi
4/10
Mesa Middle SchoolGrades 7-85.8 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Cooling

  • Cooling features: None

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,279 sqft

Property

Details

  • Parcel number: 092138008
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: main
  • Pool features: None
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,920 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$109$1,308
Property Taxes $777$9,324
Electricity $488$5,864
Total$5,873$70,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,360/yr
40% on housing$176,190/yr
45% on housing$156,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$457
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$919,900
2026-04-25Listed for sale$924,900
2026-04-23Contingent$924,900
2026-04-21Listed for sale$924,900
2026-04-14Pending sale$924,900
2026-03-18Price change$924,900
2026-03-17Listed for sale$949,900
2026-03-03Contingent$949,900
2026-02-04Listed for sale$949,900
2011-08-18Listing removed$349,000
2011-07-23Price change$349,000
2011-07-21Listed for sale$365,000
2011-07-15Sold$322,500
2011-04-01Price change$349,000
2011-01-23Price change$365,000
2010-10-03Price change$369,000
2010-04-02Price change$399,000
2010-03-07Listed for sale$425,000
1997-11-26Sold$55,000
1996-04-26Sold$88,000

For Sale by Agent

AgentAaron Peck
BrokerageInvision Real Estate

Similar Homes