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113 Santa Cruz Ave, Daly City, CA, 94014

2beds
1baths
0sqft
$988,888
--price/sqft
$6,571/moest. monthly cost
$262,840/yrincome needed

About This Home

Welcome to 113 Santa Cruz Ave in Daly City, a tastefully updated single family home built in 1952* and filled with warmth, charm, and character. The inviting living room welcomes you with abundant natural light, a classic period fireplace, and a warm, comfortable atmosphere that makes you feel right at home. The well appointed kitchen and dining room combination creates a comfortable and functional gathering space, featuring new appliances and easy access to the outdoor patio, perfect for indoor outdoor living and entertaining. Beautifully refinished oak hardwood floors flow throughout the home, adding timeless style and warmth to the living spaces. This cozy 2 bedroom, 1 bathroom residence* offers both charm and practicality. Beyond the patio, the expansive backyard invites the new owner's imagination, offering endless possibilities for gardening, play space, or creating a dream outdoor retreat. Additional features include a one car garage with a laundry area and plenty of storage space, adding everyday convenience and functionality. Conveniently located just minutes from San Francisco, with easy access to the Peninsula and South Bay, this home offers an ideal location for commuters while still enjoying the comfort of a residential neighborhood. A wonderful opportunity to own a charming home in a desirable Daly City location with timeless appeal and modern touches. * Per Tax Records

Getting Around

82
WalkingVery Walkable
84
TransitExcellent Transit
37
BikeSomewhat Bikeable

Schools

5/10
Jefferson High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Dryer,Washer

Bathroom

  • Features: Skylight/Solar Tube, Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Quartz Counter, Skylight(s)
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 003013300
  • Attached to another structure: Yes
  • Special condition: Standard

Lot

  • Lot size: 2,387 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Independent,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$126$1,512
Property Taxes $1,047$12,564
Electricity $398$4,786
Total$6,571$78,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,291/yr
40% on housing$197,130/yr
45% on housing$175,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 94014$480
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94014$778
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$988,888
2026-06-01Listed for sale$1,048,000
2022-10-14Sold$900,000
1998-06-01Sold$220,000

For Sale by Agent

AgentMonica Maresca
BrokerageVanguard Properties

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