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2949 ERNEST Street, Jacksonville, FL, 32205

2beds
2baths
1,014sqft
$235,000
$232price/sqft
$1,798/moest. monthly cost
$71,920/yrincome needed

About This Home

Fully Renovated Duplex! Turnkey Investment Opportunity! This renovated duplex is the perfect addition to any investment portfolio. Each unit features 1 bedroom and 1 bathroom, offering comfortable and modern living spaces. The property has been completely updated with numerous upgrades, including a newer roof, tankless water heaters, new cabinets, modern countertops, new drywall, fresh interior paint, updated plumbing, new windows, and brand new HVAC systems. Each unit also includes washer and dryer hookups and access to a private backyard, adding extra convenience and outdoor space for tenants. With all major systems recently upgraded, this move in ready duplex offers low maintenance and excellent rental potential. Perfect for an investor or someone looking to live in one half and rent out the other half! Must see today

Getting Around

62
WalkingSomewhat Walkable
32
TransitSome Transit
59
BikeBikeable

Schools

8/10
4/10
Lake Shore Middle SchoolGrades 6-83.3 mi
3/10
Robert E. Lee High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 0639420000
  • Attached to another structure: Yes
  • Zoning description: Multi Family

Features

  • Stories: 1

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$267$3,204
Property Taxes $146$1,752
Electricity $197$2,366
Total$1,798$21,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,645/yr
40% on housing$53,940/yr
45% on housing$47,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$164
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$245,000
2026-03-16Listed for sale$255,000
2024-08-27Listing removed--
2024-07-26Listed for sale$174,900
2008-06-19Sold$50,000
1998-06-25Sold$36,000

For Sale by Agent

AgentCASSANDRA SHOBER
BrokerageWATSON REALTY CORP

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