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3628 OAK Street, Jacksonville, FL, 32205

5beds
3baths
2,864sqft
$785,000
$274price/sqft
$6,475/moest. monthly cost
$259,000/yrincome needed

About This Home

GREAT INVESTMENT OPPORTUNITY! This triplex is fully updated with all units occupied and cash flowing. Unit 1 is currently renting at $1,100.00. Unit 2 is currently renting at $1,430.00. Unit 3 is currently renting at $1,450.00. Walking distance to St. Johns Avenue and Boone Park. Please reach out to the listing agent if interested in touring!

Getting Around

83
WalkingVery Walkable
35
TransitSome Transit
60
BikeBikeable

Schools

4/10
Lake Shore Middle SchoolGrades 6-82.0 mi
3/10
Robert E. Lee High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,864 sqft

Property

Details

  • Parcel number: 0920280000

Lot

  • Lot size: 6,098 sqft
  • Features: Other

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$892$10,704
Property Taxes $1,326$15,912
Electricity $288$3,458
Total$6,475$77,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,000/yr
40% on housing$194,250/yr
45% on housing$172,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$163
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$785,000
2026-01-13Listing removed$1,450
2026-01-08Listed for rent$1,450
2025-05-12Sold$542,000
1997-08-28Sold$120,000

For Sale by Agent

AgentHANNAH RUKAB
BrokerageNETWORTH REALTY OF JACKSONVILLE, LLC

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