See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

203 Golden Bay Dr, Pacifica, CA, 94044

3beds
3baths
2,215sqft
$1,850,000
$835price/sqft
$11,923/moest. monthly cost
$476,920/yrincome needed

About This Home

Large picture windows frame dramatic Pacific Ocean views at 203 Golden Bay Drive, an originally 1968-built Coastal home that has been beautifully remodeled with refined finishes, located in Pacifica's desirable Fairmont West neighborhood near Fairmont Park and Recreation Center. Enjoy coastal scenery, passing whales, and hawks soaring over the Pacifica coastline. The main level features a bright living room and formal dining area with dramatic Ocean views, a remodeled kitchen, and three spacious bedrooms, including a primary suite with dual closets and an updated en-suite bath. Thoughtful attention to detail is seen throughout the remodel, creating a calm, polished coastal feel. The lower level offers an expansive entertainment room, remodeled full bathroom, and an accordion-style glass door system opening to the private backyard patio with seamless indoor-outdoor living. Garage and driveway parking add convenience. Highlights include a newer roof, new concrete driveway and walkways, remodeled bathrooms, EV-ready wiring, Nest thermostat, and updated systems. Close to parks, recreation, shopping, surfing, fishing, hiking, biking, beaches, commuter routes, and San Francisco, this Fairmont West home is a rare find on the Pacifica coast.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
8/10
Terra Nova High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningL, FormalDiningRoom

Family Room

  • Features: Other

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,215
  • Total interior livable area: 2,215 sqft

Kitchen

  • Features: ExhaustFan

Property

Details

  • Parcel number: 009042230
  • Zoning: R10003
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 5,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Other,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$223$2,676
Property Taxes $1,872$22,464
Electricity $474$5,699
Total$11,923$143,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$408,788/yr
40% on housing$357,690/yr
45% on housing$317,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$835This listing

vs Other Active Listings

Avg $/sqft

ZIP 94044$659
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94044$795
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,850,000

For Sale by Agent

AgentNicholas Johnson
BrokerageColdwell Banker Realty

Similar Homes