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486 193rd Ln NE, East Bethel, MN, 55011

2beds
2baths
1,921sqft
$439,900
$229price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Welcome home to this beautifully updated split-entry in Cedar, offering the perfect blend of modern updates, functional space, and outdoor enjoyment. This move-in-ready home features 2 bedrooms with room to add a 3rd bedroom, 2 bathrooms, fresh new carpet and paint throughout, updated light fixtures, new door hardware, and a newly added wet bar with wood countertop in the finished walkout lower level. The bright and open main level is designed for comfortable everyday living and entertaining, featuring a spacious kitchen, dining area, and living room with an open-concept layout. The kitchen includes a convenient snack bar, newer appliances, and excellent sightlines throughout the main living areas. The finished walkout lower level provides additional living and entertaining space, highlighted by a spacious family room featuring a wood-burning Wilkinson fireplace capable of providing substantial heat throughout the home during Minnesota winters. The lower level also includes a three-quarter bath and offers the flexibility and space to add a third bedroom if desired. Outside, you'll appreciate the brand-new deck boards overlooking the backyard. Extensive exterior improvements include a newly constructed landscaping boulder wall, fresh sod, and new mulch that provide outstanding curb appeal. Car enthusiasts, hobbyists, and contractors will love the exceptional garage space featuring a 3-car attached garage plus a heated and insulated 3-car detached garage. Whether you need space for vehicles, a workshop, recreational equipment, or storage, this property offers endless possibilities. A rare opportunity to own a thoughtfully updated property with six garage stalls, beautiful outdoor spaces, and room for all your toys, hobbies, and gatherings. Move-in ready and packed with recent improvements throughout, this home offers the perfect combination of comfort, versatility, and value. Driveway recently seal coated ... Yard is newly sodded.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10
St. Francis High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Sump Basket,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14 x 11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 192
  • Dimensions: 16 x 12

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Family Room

  • Level: Lower
  • Area: 312
  • Dimensions: 26 x 12

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,021

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,042
  • Total interior livable area: 1,921 sqft

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 22 x 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 303323240002
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 1.07 Acres
  • Lot size dimensions: 223 x 256

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$243$2,916
Property Taxes $260$3,120
Electricity $170$2,050
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 55011$212
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55011$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$439,900
2026-06-23Listed for sale$449,900
2026-02-26Sold$321,300
2017-01-17Sold$200,000

For Sale by Agent

AgentMark Tonia, GRI
BrokerageLPT Realty, LLC

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