See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

124 HOPKINS Street, Neptune Beach, FL, 32266

4beds
4baths
2,728sqft
$1,650,000
$605price/sqft
$12,342/moest. monthly cost
$493,680/yrincome needed

About This Home

Steps from the sand and framed by unobstructed ocean views, this rare Neptune Beach duplex offers the ultimate blend of coastal lifestyle, flexibility, and investment potential. Each residence features 2 bedrooms, 2 bathrooms, and approximately 1,300 square feet of light-filled living space with open floorplans designed for relaxed beachside living. Expansive front porches and balconies invite you to enjoy ocean breezes, morning coffee, and evenings spent people-watching after a walk on the sand. Unit #124 is located downstairs, while #126 occupies the upper level, making this property ideal as a primary residence, vacation retreat, guest house, income-producing rental, or future single-family conversion. Spacious living areas, oversized kitchens, and a coveted location just steps from beach access create endless possibilities. A rare opportunity to own a versatile property in one of Florida's most desirable beach communities, and enjoy the relaxed charm that defines Neptune Beach

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,728 sqft

Property

Details

  • Parcel number: 1737440000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Balcony
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Beach,Ocean
  • Has water view: Yes
  • Water view: Beach,Ocean

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50 x 105

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$687$8,244
Property Taxes $3,038$36,456
Electricity $274$3,294
Total$12,342$148,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$423,154/yr
40% on housing$370,260/yr
45% on housing$329,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 32266$442
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32266$486
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,499,900
2026-05-21Listed for sale$1,650,000
2021-03-24Listing removed--
2018-12-23Listing removed$2,200
2018-12-02Listed for rent$2,200
2017-04-28Sold$646,000
2006-05-30Sold$2,642

For Sale by Agent

AgentSUSAN MASSEY HOPKINS
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Similar Homes