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1869 S 2ND Street, Jacksonville Beach, FL, 32250

4beds
4baths
3,313sqft
$1,499,900
$453price/sqft
$11,179/moest. monthly cost
$447,160/yrincome needed

About This Home

PRICE DROP-Own your own beach getaway or maximize your portfolio with this turnkey, low-maintenance coastal asset located just steps from the ocean in South Jacksonville Beach. Zero HOA restritctions and a three-story layout, maximizes rental versatility. 4 large bedrooms, including two private en-suite setups. The interior boasts a durable , upscale galley kitchen with solid oak cabinets, solid surface countertops, a classic farmhouse sink, and a built-in wine chiller. Outside, a low-maintenance yard features front and back patio seating, an artificial turf dog walk, a beach-ready outdoor shower, and a 1 car garage. Perfect for short-term, mid-term, or long-term rental strategies in a premier beach market.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Softener Owned,Wine Cooler

Bathroom1

  • Level: First
  • Area: 72
  • Dimensions: 9.00 x 8.00

Bathroom3

  • Level: Second
  • Area: 100.8
  • Dimensions: 12.00 x 8.40

Bathroom4

  • Level: Third
  • Area: 203.36
  • Dimensions: 24.80 x 8.20

Bedroom2

  • Level: Second
  • Area: 215.76
  • Dimensions: 11.60 x 18.60

Bedroom3

  • Level: Third
  • Area: 184.8
  • Dimensions: 13.20 x 14.00

Bedroom4

  • Level: Third
  • Area: 192.4
  • Dimensions: 13.00 x 14.80

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,313 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 20.00 x 8.00

Laundry

  • Level: Second
  • Area: 72
  • Dimensions: 9.00 x 8.00

Master Bathroom

  • Level: Second
  • Area: 148.48
  • Dimensions: 11.60 x 12.80

Master Bedroom

  • Level: Second
  • Area: 262.26
  • Dimensions: 14.10 x 18.60

Property

Details

  • Parcel number: 1793650010
  • Zoning description: Residential

Features

  • Stories: 3

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 43.4 x 70

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$966$11,592
Property Taxes $2,296$27,552
Electricity $333$4,000
Total$11,179$134,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$383,280/yr
40% on housing$335,370/yr
45% on housing$298,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,449,900
2026-07-28Listed for sale$1,499,900
2025-07-18Listing removed$1,495,000
2025-04-22Price change$1,495,000
2025-03-03Price change$1,595,000
2024-12-02Listed for sale$1,675,000
2022-07-06Sold$1,170,000
2022-06-15Pending sale$1,395,000
2022-05-21Price change$1,395,000
2022-04-10Listed for sale$1,499,000
1995-02-10Sold$135,000

For Sale by Agent

AgentMARCY TAYLOR
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

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