




128 Gardiner Ave, South San Francisco, CA, 94080
About This Home
**Prime Duplex Opportunity in South San Francisco** Discover this exceptional duplex in one of S. San Francisco's most sought-after neighborhoods. This well-maintained property features two spacious units, each offering 2 bedrooms and 1 bathroom. An outstanding opportunity for investors or future owner-occupants, this property offers excellent income potential and long-term appreciation in a prime Peninsula location. Both units are currently tenant-occupied, providing immediate rental income. ** Conveniently located near vibrant Grand Avenue, shopping, restaurants, the Costco Business Center, major biotech employers, Highway 101, and Gardiner Park, Don't miss out on this exceptional opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Residential Income
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Door features: None
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total structure area: 2,171
- Total interior livable area: 2,171 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 012095130
- Zoning: RM0000
- Special condition: Standard
Features
- Stories: 2
Lot
- Lot size: 2,500 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,563 | $78,756 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $1,278 | $15,336 |
| Electricity | $465 | $5,586 |
| Total | $8,452 | $101,424 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $1,298,000 |
| 2026-07-22 | Listed for sale | $1,298,000 |
| 2022-07-15 | Listing removed | -- |
| 2022-06-28 | Price change | $2,800 |
| 2022-05-18 | Price change | $2,900 |
| 2022-05-04 | Price change | $3,200 |
| 2022-04-26 | Listed for rent | $3,500 |
| 2022-04-11 | Sold | $1,300,000 |
| 2003-08-27 | Sold | $570,000 |
