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3318 1ST Street, Jacksonville Beach, FL, 32250

4beds
4baths
2,733sqft
$2,600,000
$951price/sqft
$18,966/moest. monthly cost
$758,640/yrincome needed

About This Home

Welcome to one of South Jacksonville Beach's most sought-after streets -- just steps from the Atlantic and built for those who refuse to compromise. This custom home, constructed in 2018, blends coastal charm with modern sophistication in a way that's rarely found at the beach. The main level centers around a chef's kitchen with GE Café appliances, opening into a warm and inviting living area that spills out onto a covered back patio -- ideal for morning coffee or evening gatherings. A unique circular dining room adds architectural character, while a flexible downstairs room with a custom imported Murphy bed adapts perfectly to your needs, whether a home office, guest space, or both. Head upstairs to find two additional en-suite bedrooms, a laundry room with wine cooler, and a generous primary suite that feels like a private escape. The walk-in closet is a dream, the bath is beautifully appointed, and a private balcony lets you drift off to the sound of the waves. The oversized two-car garage features heated and cooled storage closets -- a rarity that beach homeowners will immediately appreciate. Impact-resistant east facing windows, a tankless water heater, hardwood floors, 10-foot ceilings, 8-foot interior doors, and built-in speakers complete this exceptional package.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Washer
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,733 sqft

Property

Details

  • Parcel number: 1815410000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Balcony
  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$1,675$20,100
Property Taxes $3,869$46,428
Electricity $275$3,300
Total$18,966$227,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$650,262/yr
40% on housing$568,980/yr
45% on housing$505,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$951This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$420
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$2,600,000
2022-07-15Sold$2,050,000
2022-06-20Pending sale$2,150,000
2022-06-09Listed for sale$2,150,000
2019-06-25Sold$1,330,000
2016-01-12Sold$680,000
2013-12-10Sold$360,000

For Sale by Agent

AgentCHRISTY WENGER
BrokerageONE SOTHEBY'S INTERNATIONAL REALTY

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