Primary listing photo
Listing photo 2

632 1st Ln, South San Francisco, CA, 94080

8beds
4baths
3,780sqft
$2,700,000
$714price/sqft
$16,182/moest. monthly cost
$647,280/yrincome needed

About This Home

Three fully tenant-occupied residential apartment units on First Lane. PLUS a tenant-occupied single family bungalow on the parcel with a 633 Commercial Avenue frontage address. Each of the respective rentals are 4 total Rooms plus 1 Bathroom. There are 4 garage spaces associated with the First Lane building. The Commercial Avenue bungalow has 2 tandem carport parking.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

4/10
Spruce Elementary SchoolGrades K-50.4 mi
2/10
8/10

Construction

Materials

  • Foundation: Concrete
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Bungalow,Mid-Century
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 3,780 sqft

Property

Details

  • Parcel number: 01223114
  • Special condition: Trust

Features

  • Levels: Three Or More
  • Stories: 2

Lot

  • Lot size: 6,000 sqft
  • Features: None

Parking

  • Total spaces: 10
  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 10
  • Carport: Yes
  • Carport spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,652$163,824
Home Insurance *$303$3,636
Property Taxes $1,417$17,004
Electricity $810$9,726
Total$16,182$194,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$554,811/yr
40% on housing$485,460/yr
45% on housing$431,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$714This listing

vs Other Active Listings

Avg $/sqft

ZIP 94080$548
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94080$887
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$2,700,000
2026-01-01Listing removed$2,700,000
2024-12-18Listed for sale$2,700,000
2024-07-23Listing removed$2,700,000
2024-04-15Listed for sale$2,700,000
2024-04-01Listing removed$2,700,000
2023-09-07Listed for sale$2,700,000
2023-08-24Listing removed--
2023-08-03Listed for sale$2,700,000

For Sale by Agent

AgentTim Curran
BrokerageCompass

Similar Homes