20 Maple Ave, South San Francisco, CA, 94080

2beds
1baths
900sqft
$899,000
$999price/sqft
$5,858/moest. monthly cost
$234,320/yrincome needed

About This Home

Welcome to 20 Maple Ave, a beautifully maintained Craftsman cottage blending early 20th-century character with modern updates. Situated on a desirable corner lot in "Old South SF," this two-bedroom home offers a warm atmosphere just steps from downtown. Step through the formal entry into a living room anchored by a stone fireplace. The home features hardwood floors, fresh paint, and updated lighting. The modern eat-in kitchen boasts quartz countertops, a farmhouse sink, and stainless appliances, while maintaining original charm. A dedicated mudroom and laundry area provide a practical transition to the outdoors. Enjoy a private retreat in the fenced backyard and patio, ideal for relaxing. The property includes a detached garage for secure parking. Located minutes from Grand Avenue, biotech hubs, and Caltrain, this home is a commuters dream. 20 Maple Ave is a rare find ,capturing the essence of California cottage living.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
Spruce Elementary SchoolGrades K-50.4 mi
2/10
8/10

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven/Range
  • Laundry features: In Utility Room

Bathroom

  • Features: ShoweroverTub1, Tile, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012333010
  • Zoning: RM0000
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 2,100 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Site,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$101$1,212
Property Taxes $814$9,768
Electricity $398$4,786
Total$5,858$70,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,845/yr
40% on housing$175,740/yr
45% on housing$156,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$999This listing

vs Other Active Listings

Avg $/sqft

ZIP 94080$553
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94080$887
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$899,000
2025-11-06Listing removed$939,000
2025-08-14Price change$939,000
2025-07-15Listed for sale$972,900
2025-06-01Listing removed$998,000
2025-04-02Listed for sale$998,000
2021-10-12Sold$900,000
2021-08-24Listed for sale$899,000

For Sale by Agent

Agent OWN Real Estate
BrokerageKW Advisors

Similar Homes