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4206 N 13th St, Tampa, FL, 33603

3beds
2baths
936sqft
$310,000
$331price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Charming and updated 3 bed, 2 bath bungalow, in Seminole Heights and close to Ybor City, two of Tampa’s most sought after historic neighborhoods. Currently operating as a successful short term rental with $2,900 average monthly income, this home passed a 4 Point Inspection on 5/1/26 and presents an excellent investment opportunity (earnings report and inspection report available upon request). Priced below market value, and not in a flood zone, this is a move in ready home in a prime location. Furniture and furnishings are optional, allowing for a turnkey buying experience. Property falls within target area for Chase Community Lending which provides incentives for qualified buyers seeking conventional financing. This home blends character with modern upgrades, making it perfect as a primary residence, vacation home, or income-producing property. Step inside from the covered front porch to discover a cozy living room and remodeled eat in kitchen featuring quartz countertops, newer cabinetry, and newer stainless steel appliances. The open layout is complemented by newer waterproof luxury vinyl flooring that flows throughout the home. The primary bedroom suite includes a fully updated en suite bathroom, while both bathrooms have been remodeled with contemporary finishes. Updates include a newer HVAC system, water heater, and windows. Located just minutes from Tampa’s Riverwalk, downtown Tampa, Tampa International Airport, and a short drive to the St Pete beaches, you’ll enjoy unbeatable access to dining, entertainment, and travel. Call to schedule your private showing today!

Getting Around

64
WalkingSomewhat Walkable
39
TransitSome Transit
58
BikeBikeable

Schools

2/10
Edison Elementary SchoolGrades PK-50.3 mi
3/10
Sligh Middle SchoolGrades 6-81.8 mi
4/10
Middleton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1925

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom2

  • Features: Tub With Shower
  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor
  • Window features: Blinds,Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,048
  • Total interior livable area: 936 sqft

Kitchen

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Laundry

  • Level: First

Living Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: A0629194LQ00000000027.0
  • Zoning: SH-RS
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Mailbox
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 5,661 sqft
  • Features: Historic District,City Lot,Landscaped,Near Public Transit
  • Lot size dimensions: 51 x 111

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$321$3,852
Property Taxes $497$5,964
Electricity $197$2,366
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 33603$238
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33603$327
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$330,000
2022-03-11Sold$320,000
2022-01-17Pending sale$320,000
2022-01-12Listed for sale$320,000
2021-10-14Listing removed--
2021-08-16Listed for sale$299,000
2021-08-09Pending sale$299,000
2021-08-06Listed for sale$299,000
2021-07-20Listing removed--
2021-06-14Listed for sale$299,900
2021-06-02Pending sale$299,900
2021-05-29Listed for sale$299,900
2020-12-22Sold$140,000
2020-08-03Pending sale$144,900
2020-07-30Listed for sale$144,900
2019-10-21Sold$127,000
2019-10-03Pending sale$139,900
2019-09-15Listed for sale$139,900
2017-11-08Sold$72,000
1997-05-07Sold$24,300

For Sale by Agent

AgentRob McGuire
BrokerageKELLER WILLIAMS ST PETE REALTY

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