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131 Carmel Ave, Pacifica, CA, 94044

1beds
1baths
914sqft
$950,000
$1,039price/sqft
$6,311/moest. monthly cost
$252,440/yrincome needed

About This Home

Fully renovated beach bungalow just blocks from the beach and Pacifica Pier! This turn key home offers one bedroom plus a sunroom ideal for an office or secondary living space, one bath, a light filled living room with vaulted open beam ceilings and an elegant fireplace. This home has been beautifully renovated with sleek finishes and has maximized every corner and closet for adequate storage. The bright kitchen features stone countertops, cabinets with custom pullout organizers, a skylight and stainless steel appliances, including a gas range. Just off the kitchen is a dining room that's a great place for casual or formal dining. A stall shower and chic vanity adorn the bathroom that's just steps off the bedroom. The sunroom has access to the indoor laundry/utility room that provides additional storage. Just off the sunroom is the low maintenance yard that is all level and features artificial turf for easy maintenance and plenty of room to garden. This home is turn key and is located within walking distance to many shops and restaurants and very close to the beach.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

8/10
8/10
Terra Nova High SchoolGrades 9-122.9 mi
7/10

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Other
  • Roof: Flat, Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven/Range,Refrigerator
  • Laundry features: In Utility Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: StallShower

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 914
  • Total interior livable area: 914 sqft

Kitchen

  • Features: Skylights

Property

Details

  • Parcel number: 016022180
  • Zoning: C30000
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Fenced

Lot

  • Lot size: 2,910 sqft
  • Features: Level

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Tsunami

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$114$1,368
Property Taxes $996$11,952
Electricity $398$4,786
Total$6,311$75,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,377/yr
40% on housing$189,330/yr
45% on housing$168,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,039This listing

vs Other Active Listings

Avg $/sqft

ZIP 94044$664
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94044$795
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$950,000
2020-11-05Sold$955,000
2020-10-21Pending sale$880,888
2020-09-25Listed for sale$880,888
2019-10-18Sold$685,000
2019-10-05Pending sale$739,950
2019-08-26Price change$739,950
2019-08-05Listed for sale$749,950

For Sale by Agent

AgentRuba Kaileh
BrokerageSotheby's Intl Rlty

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