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29 Montecito Ave, Pacifica, CA, 94044

4beds
4baths
2,190sqft
$1,649,000
$753price/sqft
$10,642/moest. monthly cost
$425,680/yrincome needed

About This Home

Offered for sale is a luxurious oceanfront refuge located at 29 Montecito Ave. This stunning 3 level townhouse-style condo built in 2017 is perfectly situated in the highly sought-after West Sharp Park area of Pacifica and is just steps away from the beach. This sophisticated residence is 1 of only 3 units in a boutique building, at an exceptionally rare low HOA fee of only $371 a mo. The home boasts an expansive open-concept layout where the kitchen, dining area, & living room flow seamlessly together, all framed by breathtaking panoramic ocean views. The chefs kitchen is outfitted w/premium appliances including a Subzero refrigerator, Thermador cooktop, Bertazzoni oven, while the entire home remains perfectly tempered w/air conditioning & the cozy warmth of radiant heating. With 4 spacious br's & 3.5 baths, the home offers ample space & privacy, highlighted by a primary suite that serves as a true sanctuary offering spellbinding ocean views & a generous walk-in closet. Practicality meets luxury w/a dedicated laundry room & a spacious two-car side-by-side garage. Outdoor living is equally impressive, featuring balconies on 2 separate levels and a private backyard complete w/a hot tub, offering the ultimate setting to unwind while listening to the Pacific surf just moments away.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
8/10
Terra Nova High SchoolGrades 9-122.7 mi
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Flat
  • Construction materials: Stone

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Double Oven,Refrigerator,Washer/Dryer
  • Laundry features: Upper Floor,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Stone,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central Forced Air Gas,Fireplace(s),Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,190 sqft

Property

Details

  • Parcel number: 117330030
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Fire Pit
  • Spa features: Other
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 1,096 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s),Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Tsunami

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,338$100,056
Home Insurance *$199$2,388
Property Taxes $1,636$19,632
Electricity $469$5,635
Total$10,642$127,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$364,868/yr
40% on housing$319,260/yr
45% on housing$283,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$753This listing

vs Other Active Listings

Avg $/sqft

ZIP 94044$660
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94044$795
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,699,000
2026-03-26Listed for sale$1,750,000
2021-10-05Sold$1,723,000
2019-03-14Listing removed$1,620,000
2019-02-28Listed for sale$1,620,000
2019-02-27Sold$1,620,000
2018-11-07Listed for sale$1,650,000
2018-01-30Sold$1,450,000
2015-07-15Sold$650,000

For Sale by Agent

AgentDaniel K. Cheng
BrokerageColdwell Banker Realty

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