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519 4th Ave, San Bruno, CA, 94066

5beds
3baths
1,720sqft
$1,500,000
$872price/sqft
$9,644/moest. monthly cost
$385,760/yrincome needed

About This Home

Move-in ready with strong rental upside and flexible living options. Remodeled in 2025 single-level San Bruno home with rare income-producing detached 2BR/1BA ADU. Main house offers 3 bedrooms and 2 baths; approx. 1,720 sq ft of combined living area on an approx. 4,500 sq ft lot. Owned, paid-off solar and whole-house ventilation deliver year-round savings and clean indoor air. Inside, a bright open floor plan features hardwood floors, recessed lighting, and designer finishes throughout. The chef's kitchen showcases stone counters, large center island, and sunny breakfast nook opening to the rear patio. Living and dining flow together beneath oversized windows and a charming covered front porch. The primary suite offers a walk-in closet and en-suite bath; two additional bedrooms share a full hall bath with walk-in shower. Dedicated laundry room and attached 2-car garage with interior access. Detached ADU is ideal for extended family, home office, or rental. Previously rented out for $2500.00 per month. **Square footage, lot size, bedroom/bath count, ADU status, permits, and property details are believed accurate but have not been independently verified by Seller or Listing Agent. Buyer is advised to investigate and verify all information.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
5/10
7/10
Capuchino High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Property

Details

  • Parcel number: 020204130
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Barbecue,Storage Shed Structure

Lot

  • Lot size: 4,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$158$1,896
Property Taxes $1,504$18,048
Electricity $398$4,786
Total$9,644$115,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,651/yr
40% on housing$289,320/yr
45% on housing$257,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$872This listing

vs Other Active Listings

Avg $/sqft

ZIP 94066$506
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94066$978
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,500,000
2006-09-15Sold$684,000

For Sale by Agent

AgentKwok Choy
BrokerageAland Group, Inc.

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