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332 San Jose Ave, Millbrae, CA, 94030

4beds
2baths
2,182sqft
$1,488,000
$682price/sqft
$9,806/moest. monthly cost
$392,240/yrincome needed

About This Home

Stellar duplex in one of Millbrae's most convenient locations! This duplex offers 2 identical 2 bed, 1 bath floor plans, with their addresses at 332 San Jose Ave and 333 Pine Street. Each unit enjoys an attached one car garage with washer and dryer and private backyard. Both units are equipped with openable skylights, dishwashers, garbage disposals, and newer appliances. A highly productive fragrant lemon tree graces the frontage of 333 Pine Street. This duplex is currently tenant-occupied with stable tenants on month-to-month leases, presenting immediate income potential. Ideally situated within walking distance to vibrant downtown Millbrae and major commute corridors, this prime location is near the heart of the city with its charming cafes, artisanal bakeries, and diverse dining options offering a rich mix of multicultural cuisine. Residents benefit from proximity to amenities including the Millbrae Library, recreation center, community garden, popular farmers markets and specialty grocers like Trader Joe's. Nestled in a quiet neighborhood yet exceptionally commuter-friendly, this property is just minutes from Caltrain, BART, major freeways, and SFO. A rare opportunity in a highly desirable location ideal for both homeowners and investors alike!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

5/10
8/10
Taylor Middle SchoolGrades 6-80.9 mi
10/10
Mills High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Door features: None
  • Window features: Skylight(s)
  • Flooring: Vinyl Linoleum

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 2,182
  • Total interior livable area: 2,182 sqft

Kitchen

  • Features: Countertop_Laminate, Countertop_Tile, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 021304040
  • Zoning: R20000
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 4,000 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,524$90,288
Home Insurance *$113$1,356
Property Taxes $1,702$20,424
Electricity $467$5,614
Total$9,806$117,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,205/yr
40% on housing$294,180/yr
45% on housing$261,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$682This listing

vs Other Active Listings

Avg $/sqft

ZIP 94030$856
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94030$1,149
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$1,598,000
2024-05-03Listing removed--
2024-04-20Listed for rent$3,000
2021-07-07Listing removed--
2021-06-21Listed for rent$3,200
2020-01-30Listing removed$3,300
2020-01-25Price change$3,300
2019-12-04Price change$3,200
2019-10-21Listed for rent$3,295
2018-04-30Listing removed$3,000
2018-04-10Listed for rent$3,000
2015-11-12Listing removed$3,200
2015-10-12Price change$3,200
2015-09-29Listed for rent$3,000
2015-09-03Sold$1,242,000
2015-07-31Listed for sale$1,075,000

For Sale by Agent

AgentBetty Leung
BrokerageIntero Real Estate Services

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