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1404 Flores Dr, Pacifica, CA, 94044

3beds
1baths
1,040sqft
$1,198,000
$1,152price/sqft
$7,944/moest. monthly cost
$317,760/yrincome needed

About This Home

Set on one of Pacifica's most sought-after streets, this beautifully remodeled home offers the perfect blend of coastal convenience and peaceful natural surroundings. Situated on an exceptionally large lot backing up to a tranquil creek, this property feels like a private retreat. The expansive, fully landscaped backyard offers rare space to relax, entertain, play, or enjoy the serene natural setting beneath the mature trees. Fully fenced front and rear yards create both privacy and functionality, with beautifully designed outdoor spaces that extend the home's living experience. Inside, the home has been thoughtfully reimagined with modern custom finishes, warm natural textures, and a bright, inviting layout designed for everyday living. Large windows bring in natural light and frame the peaceful surroundings, while the seamless indoor-outdoor flow makes this home as functional as it is beautiful. Just moments from Pacifica State Beach, local restaurants, coffee shops, shops, and scenic hiking trails, the location captures the very best of the Pacifica lifestyle. A rare opportunity to own a turnkey home on an oversized creekside lot in one of Pacifica's most desirable beachside neighborhoods.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
8/10
Terra Nova High SchoolGrades 9-121.5 mi
8/10
Ortega Elementary SchoolGrades K-51.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 023054310
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 7,067 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,057$72,684
Home Insurance *$144$1,728
Property Taxes $1,345$16,140
Electricity $398$4,786
Total$7,944$95,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,365/yr
40% on housing$238,320/yr
45% on housing$211,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,152This listing

vs Other Active Listings

Avg $/sqft

ZIP 94044$662
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94044$795
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$1,198,000
2026-07-24Price change$1,198,000
2026-05-22Listed for sale$1,249,000
2026-04-15Sold$1,000,000
2006-11-22Sold$615,000

For Sale by Agent

Agent Len Stone Group
BrokerageKW Advisors

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