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3709 Gallagher Rd, Plant City, FL, 33565

5beds
4baths
4,577sqft
$2,400,000
$524price/sqft
$17,495/moest. monthly cost
$699,800/yrincome needed

About This Home

Back on the market! (Due to buyer financing issues)... Enjoy the best of Florida living on an estate with over 24 acres of lush land featuring a custom home plus guest cottage, a pond, a meandering creek, mature trees and the option for agricultural endeavors or subdividing. The spacious custom built 3709 sq.ft. home features a split bedroom plan with 3 bedrooms, 3 full baths and has all the finest amenities including an electric security entrance gate, a 676 sq.ft. garage, metal roof, 10' high ceilings, crown moulding, wood floors, custom cabinetry and granite counters throughout. A foyer welcomes you into the home with an executive office on the right, a formal dining room on the left and into the living room ahead with views out to the pond. The kitchen is oversized with stainless appliances, a gas stove, and the island overlooks the breakfast nook and family room with gas fireplace. A large walk-in pantry, butler's pantry and utility room with cabinets and closet provide ample bonus storage space. The primary bedroom has a view of the pond and sunset, a large split closet area with built-in storage that leads to a spacious en-suite bathroom featuring separate vanity sinks with cabinets, a claw foot tub, shower and water closet. The split floorplan includes two additional bedrooms, one with an en-suite full bath and an additional full bath in the hall. The large enclosed screened porch has a finished wood ceiling, ceiling fans, a wet bar, pavers, and overlooks the pond with a sunset view. Just off the pond is a paved area with fire pit, seating and swing. The estate also has a lovely guest cottage with 868 sq.ft. featuring a full kitchen, living room, 2 bedrooms, 1 full bath, stackable washer/dryer, a large enclosed screened porch and a 924 sq.ft. garage. Property systems include three AC units, tankless on demand water heaters, a generator, a covered well, two septic tanks, and a large pole barn. Both homes were built in 2015. The property perimeter is fenced and has multiple gate entrances. The southwest corner of the property is separate, located on the other side of Pierce Harwell Loop. Campbell Branch creek meanders along the southern edge of the property. The property is approximately 23 miles to Tampa International Airport, 20 miles to Tampa General Hospital, and 26 miles to MacDill Air Force Base.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Bailey Elementary SchoolGrades PK-52.2 mi
3/10
Burnett Middle SchoolGrades 6-84.0 mi
6/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Tankless Water Heater,Water Filtration System
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Features: Wet Bar
  • Level: First
  • Area: 861
  • Dimensions: 21x41

Balcony Porch Lanai

  • Level: First
  • Area: 280
  • Dimensions: 10x28

Bedroom2

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 198
  • Dimensions: 11x18

Family Room

  • Level: First
  • Area: 374
  • Dimensions: 17x22

Features

  • Crown Molding,High Ceilings,Stone Counters,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,635
  • Total interior livable area: 4,577 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 308
  • Dimensions: 14x22

Living Room

  • Level: First
  • Area: 414
  • Dimensions: 18x23

Office

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Other

  • Features: Other,Dual Closets
  • Level: First
  • Area: 868
  • Dimensions: 31x28

Primary Bathroom

  • Features: Tub with Separate Shower Stall,Linen Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Primary Bedroom

  • Features: En Suite Bathroom,Dual Closets
  • Level: First
  • Area: 384
  • Dimensions: 16x24

Utility Room

  • Features: Built-in Features,Built-in Closet
  • Level: First
  • Area: 96
  • Dimensions: 8x12

Property

Details

  • Parcel number: U182821ZZZ00000361550.0
  • Zoning: ASC-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Private Mailbox
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Trees/Woods,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Creek Access,Pond Access
  • Waterbody name: CAMPBELL BRANCH
  • Residential vegetation: Mature Landscaping,Wooded

Lot

  • Lot size: 24.71 Acres
  • Features: Corner Lot,Pasture,Private,Zoned for Horses

Parking

  • Total spaces: 5
  • Parking features: Driveway,Split Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$1,468$17,616
Property Taxes $3,432$41,184
Electricity $460$5,527
Total$17,495$209,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$599,828/yr
40% on housing$524,850/yr
45% on housing$466,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 33565$157
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33565$192
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-02Listed for sale$2,600,000
2025-11-12Pending sale$2,600,000
2025-03-21Listed for sale$2,600,000
2013-12-28Sold$270,000
2006-04-28Sold$1,400,000

For Sale by Agent

AgentPaula Cardoso
BrokeragePALERMO REAL ESTATE PROF. INC.

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