137 Elm St, San Mateo, CA, 94401
About This Home
Classic 1907 Queen Anne Victorian with large open living room, kitchen/dining, separate front office, sun room and secluded yard on oversized 9,000 sqft lot. Birthplace of Claire Giannini Hoffman, daughter of A.P. Giannini, founder of Bank of Italy/BofA. Traditional bench seat entry welcomes guests to this grand estate waiting for your remodel and upgrades. Kitchen features built-in oven, dishwasher, gas range with custom hood and large walk-in pantry. Separate laundry room, hardwood floors, rear patio. Detached two car garage with original carriage house would be ideal for an ADU. Newer shingled roof and new sewer lateral. Easy access to downtown shops, parks & transportation.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Foundation: Brick/Mortar
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Range Hood,Built In Oven
- Laundry features: Inside,In Utility Room
Bathroom
- Features: PrimaryStallShowers, ShoweroverTub1, StallShower, Tile, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: EatinKitchen
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Flooring: Hardwood,Vinyl Linoleum
- Number of fireplaces: 2
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: None
Interior Area
- Total structure area: 2,380
- Total interior livable area: 2,380 sqft
Property
Details
- Parcel number: 032291040
- Zoning: R50000
- Special condition: Standard
Features
- Stories: 2
Lot
- Lot size: 9,000 sqft
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,492 | $125,904 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $167 | $2,004 |
| Electricity | $510 | $6,124 |
| Total | $11,391 | $136,692 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Price change | $2,175,000 |
| 2026-02-06 | Listed for sale | $2,375,000 |
| 2010-08-14 | Listing removed | $1,195,000 |
| 2010-08-12 | Listed for sale | $1,195,000 |
| 2009-12-19 | Listing removed | $1,195,000 |
| 2009-11-17 | Listed for sale | $1,195,000 |
| 2003-12-05 | Sold | $1,100,000 |
View on Zillow