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1660 McKinley St, San Mateo, CA, 94403

4beds
3baths
1,920sqft
$1,698,000
$884price/sqft
$11,109/moest. monthly cost
$444,360/yrincome needed

About This Home

VALUE - more than just a home - its a private retreat designed for comfort, connection, and everyday living. Set on an expansive 6,400+ sq ft corner lot, this beautifully appointed 4-bedroom, 3-bath residence offers approximately 1,920 sq ft of thoughtfully designed living space blending warmth and functionality. Tucked away on a peaceful 'one-way-in, one-way-out' street in San Mateos highly sought-after Parkside neighborhood, At the center of the home, an oversized eat-in kitchen connects seamlessly to both the fireplace living room and massive step-down family room creating the ideal gathering space for holidays, celebrations, movie nights, and everyday life. The flexible layout features 3 bedrooms and 2 baths on the main level, while the expansive upstairs primary suite offers a private escape above it all. The corner lot provides an enclosed front courtyard with lush lawn and greenery extending to a side patio. Step outside to a backyard built for privacy featuring a tiled BBQ station with brand-new gas grill, refinished deck, and hot tub. The property also includes a flexible workshed attached to the 2-car garage plus parking for 6+ cars, RV, or boat. Prime location with easy access to Hwy 92, 101, BridgePoint Shopping Center, and downtown San Mateo.

Getting Around

50
WalkingCar-Dependent
41
TransitSome Transit
67
BikeBikeable

Schools

6/10
Bayside AcademyGrades K-80.5 mi
10/10
Aragon High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: TarGravel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 035272010
  • Zoning: R106
  • Special condition: Standard

Features

  • Stories: 2
  • Spa features: Other,Spa/HotTub

Lot

  • Lot size: 6,460 sqft
  • Features: Corners Marked

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,586$103,032
Home Insurance *$140$1,680
Property Taxes $1,972$23,664
Electricity $411$4,940
Total$11,109$133,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,880/yr
40% on housing$333,270/yr
45% on housing$296,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$884This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$766
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$1,698,000
2026-06-09Price change$1,698,000
2026-05-28Listed for sale$1,877,000
2003-10-09Sold$635,000
1996-06-28Sold$289,000

For Sale by Agent

AgentNonnie Dinges
BrokerageEngel & Voelkers Burlingame

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