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1695 McKinley St, San Mateo, CA, 94403

3beds
1baths
1,030sqft
$1,348,000
$1,309price/sqft
$8,032/moest. monthly cost
$321,280/yrincome needed

About This Home

Available for the first time, this freshly updated home offers exceptional living space with a bonus family room, bonus sunroom, and private outdoor living spaces on three sides. Fresh paint inside and out, hardwood flooring, new lighting, and a desirable northeast-facing orientation enhance the appeal. The spacious living and dining room features a gas-log fireplace and opens to a private deck for outdoor dining and to the adjoining sun room. The open-concept kitchen connects to the dining area as well as the family room and private front patio. A separate wing includes the 3 bedrooms and bathroom. The generous corner lot offers potential for a future ADU or garage with access from Hancock Avenue. Great Parkside neighborhood with Parkside Aquatic Park for swimming, boating, and playground, minutes to Highways 92 and 101 for commuting, and just 15 minutes to SFO. Highly ranked schools: Parkside Montessori (TK-8) and Aragon High (9-12).

Getting Around

57
WalkingSomewhat Walkable
39
TransitSome Transit
64
BikeBikeable

Schools

6/10
Bayside AcademyGrades K-80.5 mi
10/10
Aragon High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Gas Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: Other, SeparateFamilyRoom

Features

  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Free Standing,Gas,Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,030
  • Total interior livable area: 1,030 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 035273130
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Fenced,Storage Shed Structure
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 6,094 sqft

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,816$81,792
Home Insurance *$111$1,332
Property Taxes $707$8,484
Electricity $398$4,786
Total$8,032$96,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,382/yr
40% on housing$240,960/yr
45% on housing$214,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,309This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$769
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$1,348,000
2026-07-29Listed for sale$1,348,000

For Sale by Agent

AgentAndrew J. Klink
BrokerageCompass

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