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2564 Bunker Lake Blvd NE, Ham Lake, MN, 55304

4beds
4baths
3,416sqft
$724,900
$212price/sqft
$4,905/moest. monthly cost
$196,200/yrincome needed

About This Home

Welcome to your PRIVATE, 3.6 acre, heavily-wooded SANCTUARY with exceptional CUSTOM-BUILT estate which offers a MASSIVE 1820 sq. ft. SHOP/GARAGE, conveniently located in Ham Lake! This home has many 2026 interior REMODEL features. 4 BR, 4BA, sun porch, den, 2 fireplaces, & walkout lower level! BUT WAIT... the CROWN JEWEL for hobbyists, entrepreneurs, home business, or collector's in the MASSIVE 1820 (28x65 sq. ft.) climate - controlled SHOP with (12x11) office space! ENDLESS POSSIBILITIES; Wood working, storing boats/snowmobiles/motorcycles/etc. Heated & air conditioned, this incredible outbuilding is served by its own separately dedicated concrete driveway, matching the PRISTINE concrete driveway at the main home. EVERY major high-ticket infrastructure item in this home has been meticulously updated, offering you complete peace of mind. TURN-KEY LUXURY; newer remodeled kitchen with cabinets, center island, kitchen-aid appliance, quartz counters! The OPEN CONCEPT of the living room, dining room, and porch flows beautifully into the maintenance-free deck (updated modern railing system). The ULTIMATE platform for hosting!... as well as enjoying a cup of coffee on quiet mornings overlooking your PRIVATE wooded sanctuary. All this while enjoying the POOL on these hot summer days! The kids would LOVE IT! *Of course, if pool is not desired, will be removed by seller at no cost Finished Lower level with family room - GAME NIGHT ANYONE? 4th bedroom, den, walkout to 10x8 and 33x20 patio slab! *ANDERSON windows, *remodeled primary main floor bedroom, *engineered flooring, *vaulted bedroom ceilings, *CUSTOM window treatments, *brand new septic drain field, *completely updated well-water system, *new hot water heater, *new water softener and *premium low maintenance luxury siding (2010) paired with *durable 30-year architectural shingles (2010), need I say more?!?! NEW SEPTIC SYSTEM to be installed. BEAUTIFUL updated custom-built home, LAND close but not too close to the Cities (bow hunting?, yes!!!) & HUGE SHOP for your business, toys, or hobbies...THIS PROPERTY HAS IT ALL! This unique type of property does not go on the market often...IT COULD BE YOURS! Schedule your showing TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
7/10
Roosevelt Middle SchoolGrades 6-82.9 mi
7/10
Blaine Senior High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Egress Window(s),Finished,Storage Space,Sump Basket,Sump Pump,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Level: Lower
  • Area: 187
  • Dimensions: 17X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Den

  • Level: Lower
  • Area: 90
  • Dimensions: 10X9

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Family Room

  • Level: Lower
  • Area: 510
  • Dimensions: 30x17

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 1,816

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,440
  • Total interior livable area: 3,416 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 18X17

Mud Room

  • Level: Lower
  • Area: 132
  • Dimensions: 12X11

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Porch

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Workshop

  • Level: Main
  • Area: 1820
  • Dimensions: 28x65

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 333223140016
  • Zoning description: Residential-Single Family
  • Foundation area: 1624

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Heated
  • Patio & porch: Composite Decking,Deck,Patio,Porch,Rear Porch

Lot

  • Lot size: 3.60 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 1

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$441$5,292
Property Taxes $511$6,132
Electricity $288$3,457
Total$4,905$58,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,171/yr
40% on housing$147,150/yr
45% on housing$130,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$205
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$724,900
1988-06-01Sold$25,000

For Sale by Agent

AgentDebbie Rudnitski
BrokerageRE/MAX Advantage Plus

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