444 Fathom Dr, San Mateo, CA, 94404
About This Home
Spectacular living in this water front home in San Mateo, where you are very near a salt water lagoon that allows you to water ski, paddle board, or canoe right out the back door. Two-story home with a game room that has arcade games, TV, and pool table. Large modern kitchen opens up to the dining and living room that is bathed in sunlight all day and absolutely has the most magnificent sunset. Now its upstairs to 4 bedrooms and another bathroom. Walk down the hall to a large primary bedroom with spacious bathroom that overlooks the bay area; this is a magnificent room that one never wants to leave. Two large pools, two hot tubs, exercise room, pickleball court, and shuffleboard all for you to enjoy with super small dues, almost unbelievable in the bay area. Neighborhood is quiet, safe, and peaceful. The bay trails are right across the street. Then you will love this place.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Pillar/Post/Pier
- Roof: TarGravel, Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Marina
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Self Cleaning Oven,Built In Oven/Range,Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Gas Dryer Hookup,In Garage,Tub/Sink
Bathroom
- Features: Bidet, DoubleSinks, DualFlushToilet, Granite, PrimaryStallShowers, ShowersoverTubs2plus, Skylight, SplitBath, UpdatedBaths, FullonGroundFloor
Bedroom
- Features: PrimarySuiteRetreat
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,One Or More Skylights
- Flooring: Carpet,Hardwood,Stone
- Number of fireplaces: 1
- Fireplace features: Living Room,Other
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: None
Interior Area
- Total structure area: 2,250
- Total interior livable area: 2,250 sqft
Kitchen
- Features: _220VoltOutlet, Countertop_Other, ExhaustFan, Island, Pantry, Skylights
Property
Accessibility
- Accessibility features: Grip-Accessible Features
Details
- Parcel number: 035503250
- Zoning: R10003
- Special condition: Standard
Features
- Stories: 2
- Pool features: Community,Fenced,Heated,Pool/Spa Combo
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Barbecue
- Spa features: Other,Pool/SpaCombo,Spa/HotTub
- Fencing: Partial,Wood
- Has view: Yes
- View description: Bay,Marina
- Has water view: Yes
- Water view: Bay,Marina
Lot
- Lot size: 2,662 sqft
- Features: Fishing,Level
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,503 | $138,036 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $2,357 | $28,284 |
| Electricity | $482 | $5,789 |
| Total | $14,513 | $174,156 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $2,199,000 |
| 2026-06-18 | Listed for sale | $2,275,000 |
| 2020-09-22 | Sold | $1,520,000 |
| 2020-08-13 | Pending sale | $1,550,000 |
| 2020-06-24 | Price change | $1,550,000 |
| 2020-06-19 | Price change | $1,589,000 |
| 2020-06-04 | Listed for sale | $1,599,000 |
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