967 Shoal Dr, San Mateo, CA, 94404
About This Home
Welcome to 967 Shoal Drive, a beautifully updated waterfront home in San Mateo's highly desirable Mariner's Isle. Offering approximately 2,100 sq. ft., this exceptional residence features 3 bedrooms, 2.5 bathrooms, plus a versatile bonus room off the primary suiteperfect as a home office, nursery, or dressing room. Enjoy vaulted ceilings, an open floor plan, an updated kitchen, breathtaking wide-water views, and seamless indoor-outdoor living. Step onto your private waterfront deck with a private boat dock, ideal for boating, kayaking, paddleboarding, or simply relaxing while taking in spectacular sunsets. Residents also enjoy wonderful HOA amenities, including a community pool, spa, tennis court, waterfront BBQ and grilling areas, with optional clubhouse access and dry boat storage. Conveniently located just minutes from downtown San Mateo, Foster City, shopping, dining, parks, and Highways 92 & 101, this is a rare opportunity to enjoy the best of Peninsula waterfront living.
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Area: 0
Family Room
- Area: 0
Features
- Number of fireplaces: 2
- Fireplace features: Living Room,Master Bedroom
- Fireplace: Yes
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Kitchen
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 035524280
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: Dock
Lot
- Lot size: 2,350 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Guest,RV Storage,Independent,Other
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $2,608 | $31,296 |
| Electricity | $450 | $5,403 |
| Total | $13,064 | $156,768 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $1,950,000 |
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