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22 Havenridge Ct, San Mateo, CA, 94402

3beds
3baths
1,770sqft
$1,450,000
$819price/sqft
$10,064/moest. monthly cost
$402,560/yrincome needed

About This Home

This 3-bedroom, 2 1/2-bathroom home in San Mateo Woods offers 1,770 sq. ft. of living space with a combination kitchen and family room featuring a quartz countertop, electric cooktop, dishwasher, microwave, and self-cleaning oven. The dining options include a dining area and an eat-in kitchen. Flooring includes wood and carpet throughout. The living room has a fireplace with gas starter. The garage accommodates two cars. The home is heated with central forced air (gas) with double-pane windows enhancing energy efficiency. Additional amenities include skylights and a walk-in closet. The community has a pool, tennis and pickle ball courts, club house, playground and a dog park

Getting Around

40
WalkingCar-Dependent
32
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

7/10
8/10
Borel Middle SchoolGrades 6-81.6 mi
10/10
Aragon High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Shingle, TarGravel

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Range Hood,Microwave,Self Cleaning Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bathroom

  • Features: DoubleSinks, ShowerandTub, Skylight, StallShower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastNook, DiningArea, DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • One Or More Skylights,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Kitchen

  • Features: _220VoltOutlet

Property

Details

  • Parcel number: 041500080
  • Zoning: R20000
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,In Ground
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$129$1,548
Property Taxes $2,206$26,472
Electricity $398$4,786
Total$10,064$120,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,051/yr
40% on housing$301,920/yr
45% on housing$268,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$819This listing

vs Other Active Listings

Avg $/sqft

ZIP 94402$1,036
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94402$1,282
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$1,450,000
2026-07-17Listed for sale$1,489,000
2019-12-26Listing removed$4,350
2019-12-14Listed for rent$4,350

For Sale by Agent

AgentDavid G. Zigal
BrokerageDavid G. Zigal, Realtor

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