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126 W 39th Ave, San Mateo, CA, 94403

3beds
2baths
1,617sqft
$1,749,000
$1,082price/sqft
$11,175/moest. monthly cost
$447,000/yrincome needed

About This Home

IMPROVED PRICING! HARMING CHARACTER NEAR HILLSDALE SHOPPING CENTER | Enjoying excellent walkability to top attractions, this Westwood Knolls residence abounds with charm, modern elegance, and must-have convenience. Highlights include coffered and trey ceilings, beautiful hardwood floors, a sizable window- lined family room, and extensive side and rear yards with space for both play and leisure. Living and dining rooms embellished with stately details flow into the family room for effortless entertaining. Granite countertops, stainless appliances, and Shaker cabinetry elevate the central, light-filled kitchen. One bedroom boasts outdoor access, while the private primary suite offers a luxurious stone-clad bath. Upgrades include bath and kitchen remodels, some dual-pane windows, updated roofing, and stylish paint. Stroll to San Mateo Medical Center, popular parks, groceries at Trader Joes, and shopping, dining, and entertainment at Hillsdale Shopping Center while also near Caltrain, Roblox, freeways, Downtown San Mateo, and award-winning schools!

Getting Around

85
WalkingVery Walkable
46
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
Laurel Elementary SchoolGrades K-50.5 mi
4/10
Abbott Middle SchoolGrades 6-80.7 mi
9/10
Hillsdale High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Garage,In Utility Room

Bathroom

  • Features: ShoweroverTub1, StallShower, Tile, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastRoom, DiningArea, DiningAreainLivingRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,617
  • Total interior livable area: 1,617 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 042155140
  • Zoning: RM0000
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced,Storage Shed Structure
  • Fencing: Back Yard

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,On Street,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$144$1,728
Property Taxes $1,790$21,480
Electricity $398$4,786
Total$11,175$134,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$383,142/yr
40% on housing$335,250/yr
45% on housing$298,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,082This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$766
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,699,000
2026-07-06Listed for sale$1,749,000
2024-12-16Sold$1,788,000
2024-11-12Pending sale$1,698,000
2024-10-18Listed for sale$1,698,000
2020-01-07Listing removed$4,400
2019-11-08Listed for rent$4,400
2015-10-21Listing removed$4,100
2015-10-06Price change$4,100
2015-09-23Listed for rent$4,200
2014-10-15Listing removed$3,995
2014-09-30Price change$3,995
2014-09-03Listed for rent$4,100
2013-10-13Listing removed$4,168
2013-09-14Listed for rent$4,168
2012-05-16Sold$727,000
2012-03-24Price change$749,000
2012-02-29Listed for sale$769,000
2011-02-04Listing removed$2,800
2011-01-20Price change$2,800
2011-01-01Listed for rent$2,975
2008-03-25Sold$770,000
2008-01-24Price change$789,000
2007-10-30Listed for sale$839,000
1997-09-16Sold$389,000

For Sale by Agent

AgentMike Strouf
BrokerageReal Brokerage Technologies

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