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2706 Belmont Canyon Rd, Belmont, CA, 94002

5beds
4baths
3,270sqft
$2,998,000
$917price/sqft
$20,998/moest. monthly cost
$839,920/yrincome needed

About This Home

Rare opportunity to own this versatile view property with so much potential. It can be a multi-generational home or a rental unit in the lower level.. 5 bedrooms, 3.5 baths, 3270 sq ft of living space on an unusually large 13,318 sq. ft. lot.. New electrical; newly painted interior; refinished hardwood floor on main level; new wood-look LVP on the lower level; new LVP in the kitchen and bathrooms. Create a beautiful garden and play area in the front or side yard. Raise your own organic vegetables. The storage area is huge - explore the possibility of expanding living space! Garage is extra large. Paver driveway can accommodate parking for 6-7 cars. Excellent schools. Strategically located between San Francisco & Silicon Valley. Easy access to 101, 92, 280. Lovingly owned by one family since 1961.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Fox Elementary SchoolGrades K-50.4 mi
10/10
10/10
Carlmont High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Raised,Concrete Perimeter and Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Range Hood
  • Laundry features: In Garage

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: ShoweroverTub1, StallShower2plus, FullonGroundFloor, HalfonGroundFloor

Bedroom

  • Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Hardwood,Vinyl Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,270
  • Total interior livable area: 3,270 sqft

Property

Details

  • Parcel number: 043121310
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Fenced
  • Fencing: Wood
  • Has view: Yes
  • View description: Bay,Garden/Greenbelt,Hills
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 0.31 Acres
  • Features: Mostly Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,159$181,908
Home Insurance *$256$3,072
Property Taxes $4,882$58,584
Electricity $701$8,414
Total$20,998$251,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$719,931/yr
40% on housing$629,940/yr
45% on housing$559,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$917This listing

vs Other Active Listings

Avg $/sqft

ZIP 94002$922
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94002$1,226
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$2,998,000
2026-07-26Listed for sale$2,998,000

For Sale by Agent

AgentEmily Lim
BrokerageRemax Capital

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