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3202 E Laurel Creek Rd, Belmont, CA, 94002

3beds
3baths
2,110sqft
$2,199,800
$1,043price/sqft
$14,080/moest. monthly cost
$563,200/yrincome needed

About This Home

Welcome to elegant house in quiet neighborhood, house is surrounding by nature trees, walking trail and park. Moving in ready. This beautifully update and well maintained residence offers 3 bedrooms, 3 bathrooms, formal dinning room with balcony. Couple years exterior and interior painting, newer roof with owned solar panels system. Brand new epoxy coding in garage. Just minutes from access to 280 and 92 for commute to SF or Silicon Valley. Near Crystal Springs Shopping Center and Carlmont shopping center, shopping center with Grocery stores and banks. Nearby private and public schools, churches, parks. Truly, the only thing missing is you!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
10/10
10/10
Carlmont High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Other
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Refrigerator,Wine Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: StallShower, TubinPrimaryBedroom

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Fireplace features: Living Room,Primary Bedroom,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,110
  • Total interior livable area: 2,110 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 043221170
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 6,250 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,123$133,476
Home Insurance *$188$2,256
Property Taxes $2,317$27,804
Electricity $452$5,429
Total$14,080$168,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$482,742/yr
40% on housing$422,400/yr
45% on housing$375,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,043This listing

vs Other Active Listings

Avg $/sqft

ZIP 94002$919
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94002$1,226
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$2,399,800
2013-11-04Sold$1,110,000
2013-10-07Pending sale$1,068,000
2013-09-24Listed for sale$1,068,000
2012-09-11Sold$812,300
2004-05-05Sold$826,500
2001-06-27Sold$735,000

For Sale by Agent

AgentMei Wang
BrokerageBay One Realty

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