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23037 Arrowhead St NW, Saint Francis, MN, 55070

2beds
2baths
1,516sqft
$340,000
$224price/sqft
$2,434/moest. monthly cost
$97,360/yrincome needed

About This Home

Welcome to this beautifully updated two-bedroom, two-bathroom townhome located in a desirable 55+ community and backing directly to the golf course, offering peaceful views, low-maintenance living, and a convenient St. Francis location. Extensively remodeled in 2016, this spacious one-level home features an open-concept layout, vaulted ceilings, abundant windows for natural light, quality finishes throughout, and an insulated and heated garage. Step inside and enjoy the bright, open living spaces designed for comfortable everyday living and entertaining. The living room flows seamlessly into the dining area and kitchen, creating an inviting atmosphere enhanced by the vaulted ceilings and large windows. The kitchen was completely renovated in 2016 and offers granite countertops, custom cabinetry, a pantry, Samsung® stainless steel appliances, and a gas range. Consistent finishes throughout the home include Pergo flooring in the living areas and bedrooms, tile flooring in both bathrooms, custom cabinetry, granite countertops, updated trim, interior doors, and blinds installed as part of the remodel. The sunroom provides an additional living space to enjoy year-round and features a beautiful gas fireplace with a stone surround along with access to the rear deck overlooking the private backyard and golf course. The spacious primary suite offers a large walk-in closet and private ¾ bathroom featuring custom cabinetry and granite countertops. An additional bedroom and full bathroom provide flexibility for guests, hobbies, or office space. The full bathroom was completely updated during the renovation and features a bathtub and updated finishes. A conveniently located laundry and mechanical room includes a Samsung® washer and dryer. Significant improvements completed during the 2016 renovation include the complete interior remodel, flooring, kitchen, bathrooms, cabinetry, countertops, trim, doors, water softener, and more. Additional updates include a new furnace and central air conditioning system installed in 2020. The home also offers a crawl space for additional storage opportunities. The association provides exceptional convenience by covering lawn care, snow removal, irrigation, garbage, and recycling services, allowing for a truly low-maintenance lifestyle. Ideally located close to parks, golf, retail, restaurants, healthcare services, and other local amenities, while remaining within convenient commuting distance to the Twin Cities metro area. Offering quality updates, one-level living, golf course views, and a highly desirable 55+ community setting, this move-in-ready home is an excellent opportunity. A one-year home warranty is included for added peace of mind.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
St. Francis High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 145.6521
  • Dimensions: 11.11x13.11

Bedroom2

  • Level: Main
  • Area: 109.61
  • Dimensions: 9.7x11.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121.68
  • Dimensions: 10.4x11.7

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,516

Foyer

  • Level: Main
  • Area: 27.72
  • Dimensions: 4.4x6.3

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,516
  • Total interior livable area: 1,516 sqft

Kitchen

  • Level: Main
  • Area: 189.81
  • Dimensions: 17.10x11.10

Laundry

  • Level: Main
  • Area: 44.457
  • Dimensions: 5.11x8.7

Living Room

  • Level: Main
  • Area: 219.45
  • Dimensions: 16.5x13.3

Sun Room

  • Level: Main
  • Area: 172.92
  • Dimensions: 13.2x13.10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 333424430104
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1516

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 8,712 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 42 x 172 x 85 x 172

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$235$2,820
Property Taxes $310$3,720
Electricity $170$2,050
Total$2,434$29,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,451/yr
40% on housing$73,020/yr
45% on housing$64,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 55070$176
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55070$208
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$340,000
2026-07-21Listed for sale$340,000
2016-06-01Sold$166,000
2016-05-11Pending sale$150,000
2016-04-30Listed for sale$150,000
2000-09-18Sold$156,900
2000-04-11Sold$50,000

For Sale by Agent

AgentKristen Wuollet
BrokerageEdina Realty, Inc.

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