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25 Rinconada Cir, Belmont, CA, 94002

4beds
3baths
2,110sqft
$1,950,000
$924price/sqft
$12,778/moest. monthly cost
$511,120/yrincome needed

About This Home

Breathtaking Bay Views in Belmonts Coveted Hallmark Neighborhood. This light-filled 3BD + office, 2.5BA home offers scenic hillside and Bay views, functional living space, and a peaceful natural setting. Private front and back yards provide rare outdoor privacy with multiple spaces for relaxation and entertaining, plus direct backyard access to a community walking trail near the popular Sheep Camp hiking trail Soaring ceilings and large windows create a bright living and dining area filled with natural light. The spacious kitchen features ample cabinetry, pantry closet, and a serving window connecting to the front yard for easy indoor-outdoor living. The oversized primary suite includes view windows, walk-in closet, and private deck. Additional bedrooms include a bonus office/playroom, with two guest rooms offering direct patio access Low HOA with greenbelt walking paths, a fenced pool with a solar cabana, and nearby parks and tennis courts. Located near top-rated Belmont schools (Fox Elementary, Ralston Intermediate, Carlmont High-buyer to verify).Convenient access to Hwy 92/280/101 for commuting to SF, Silicon Valley, and East Bay. Just minutes to downtown Belmont,San Carlos,Foster City,major shopping destinations including Hillsdale Shopping Center, Costco, and 99 Ranch

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
Fox Elementary SchoolGrades K-50.3 mi
10/10
10/10
Carlmont High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Flat, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: ShoweroverTub1, StallShower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: Other

Features

  • High Ceilings
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 2,110
  • Total interior livable area: 2,110 sqft

Property

Details

  • Parcel number: 043372450
  • Attached to another structure: Yes
  • Zoning: R1000T
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Cabana Dressing Room,Community,Fenced
  • Patio & porch: Balcony/Patio

Lot

  • Lot size: 2,312 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Common,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$167$2,004
Property Taxes $2,299$27,588
Electricity $452$5,429
Total$12,778$153,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$438,102/yr
40% on housing$383,340/yr
45% on housing$340,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$924This listing

vs Other Active Listings

Avg $/sqft

ZIP 94002$922
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94002$1,226
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-14Listed for sale$1,950,000
1994-03-15Sold$352,000

Pre-Foreclosure - For Sale by Agent

AgentClaire Chen
BrokerageCompass

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