445 Mirada Rd, Half Moon Bay, CA, 94019
About This Home
Perched on a private, picturesque setting in one of Half Moon Bay's most sought-after coastal neighborhoods, 445 Mirada presents a rare opportunity to create an extraordinary ocean-view retreat. Surrounded by the natural beauty of the California coastline, 445 Mirada captures sweeping views of the Pacific Ocean and offers a peaceful sense of seclusion that is increasingly difficult to find. The exceptional location combines privacy and tranquility with convenient access to everything that makes Half Moon Bay so desirable. Enjoy nearby sandy beaches, coastal trails, world-class surfing, championship golf courses, local restaurants, boutique shops, and the vibrant charm of downtown Half Moon Bay. Whether you're taking in a spectacular sunset, listening to the sounds of the ocean, or exploring the scenic coastline, the property offers an unparalleled coastal lifestyle. The existing residence presents an exceptional opportunity for a visionary buyer to create a custom coastal retreat tailored to their own style and preferences. Whether restoring the current home, expanding its footprint, or reimagining the property to maximize its remarkable setting and ocean views, the possibilities are truly endless. Bring your imagination and design vision to unlock the full value of this spectacular coastal property and create a one-of-a-kind residence in the heart of Half Moon Bay.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Refrigerator
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Formal Room
- Area: 0
Family Room
- Area: 0
Features
- Formal Entry
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Gas
- Cooling features: None
Interior Area
- Total structure area: 2,450
- Total interior livable area: 2,450 sqft
Kitchen
- Features: Breakfast Area
- Area: 0
Living Room
- Area: 0
Master Bathroom
- Features: Jetted Tub, Shower Stall(s), Tub w/Shower Over
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 048015080
- Special condition: Real Estate Owned
Features
- Stories: 2
- Has spa: Yes
- Spa features: Jetted Tub
- Fencing: Fenced
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 0.46 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Inside Entrance,Independent,On Site (Single Family Only)
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Drought
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,076 | $108,912 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $1,824 | $21,888 |
| Electricity | $525 | $6,304 |
| Total | $11,662 | $139,944 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-04-24 | Sold | $2,632,470 |
| 2024-12-05 | Listed for sale | $1,890,000 |
| 2020-10-20 | Listing removed | -- |
| 2020-03-10 | Listed for sale | -- |
| 2019-10-24 | Listing removed | $1,217,786 |
| 2019-10-23 | Price change | $1,217,786 |
| 2019-10-22 | Price change | $1,220,262 |
| 2019-10-21 | Price change | $1,216,460 |
| 2019-10-17 | Price change | $1,206,699 |
| 2019-10-11 | Price change | $1,190,731 |
| 2019-10-09 | Price change | $1,185,270 |
| 2019-10-08 | Price change | $1,184,714 |
| 2019-10-06 | Price change | $1,183,578 |
| 2019-10-04 | Price change | $1,178,449 |
| 2019-10-01 | Price change | $1,171,915 |
| 2019-09-27 | Price change | $1,160,548 |
| 2019-09-25 | Price change | $1,152,953 |
| 2019-09-22 | Price change | $1,140,217 |
| 2019-09-20 | Price change | $1,134,254 |
| 2019-09-19 | Price change | $1,135,191 |
| 2019-09-17 | Price change | $1,132,472 |
| 2019-09-16 | Price change | $1,132,086 |
| 2019-09-14 | Price change | $1,130,705 |
| 2019-09-11 | Price change | $1,129,362 |
| 2019-09-10 | Listed for sale | $1,128,727 |
| 2001-02-01 | Sold | $789,000 |
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