1518 Spinnaker Ln, Half Moon Bay, CA, 94019
About This Home
Located in Half Moon Bay, this 2,581 sq ft home features four bedrooms and three full bathrooms. The kitchen offers gas cooktop, oven, microwave, refrigerator, island, hood over range, pot filler, garbage disposal, and exhaust fan. The flooring includes marble, tile, and hardwood throughout the residence. Enjoy three fireplaces situated in the family room, living room, and primary bedroom. A separate family room and formal dining room with a breakfast nook provide ample living and entertaining space. Bathrooms include double sinks, an updated bath, shower over tub, and an oversized tub in the primary bath. Notable architectural details include open beams, vaulted ceilings, and skylights. Laundry connections are conveniently located in the garage, which accommodates two cars. Heating is provided by central forced air, and the home features double-pane windows for energy efficiency. The lot size is approximately 6,083 sq ft. This property is located within the Cabrillo Unified Elementary School District. Additional amenities include an electric fiberglass spa.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Exhaust Fan,Disposal,Range Hood,Microwave,Self Cleaning Oven,Refrigerator
- Laundry features: In Garage
Bathroom
- Features: DoubleSinks, ShoweroverTub1, Tubs2plus, UpdatedBaths, PrimaryOversizedTub
Bedroom
- Features: WalkinCloset, BedroomonGroundFloor2plus, PrimaryBedroom2plus
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: BreakfastNook, FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling
- Flooring: Hardwood,Marble,Tile
- Number of fireplaces: 3
- Fireplace features: Family Room,Living Room,Primary Bedroom
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,581
- Total interior livable area: 2,581 sqft
Kitchen
- Features: ExhaustFan, Island
Property
Details
- Parcel number: 048362200
- Zoning: R10006
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Back Yard
- Spa features: Other
Lot
- Lot size: 6,083 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Drought
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $1,874 | $22,488 |
| Electricity | $553 | $6,641 |
| Total | $12,025 | $144,300 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $1,950,000 |
| 2023-09-13 | Listing removed | -- |
| 2023-08-25 | Price change | $6,500 |
| 2023-08-02 | Listed for rent | $6,700 |
| 2023-05-31 | Listing removed | -- |
| 2023-05-03 | Price change | $1,699,000 |
| 2023-04-11 | Price change | $1,749,000 |
| 2023-03-18 | Price change | $1,799,000 |
| 2023-01-30 | Listed for sale | $1,849,000 |
| 2020-03-06 | Sold | $1,525,000 |
| 2020-02-16 | Pending sale | $1,495,000 |
| 2020-01-15 | Listed for sale | $1,495,000 |
| 2019-08-11 | Listing removed | $1,295,000 |
| 2019-08-04 | Listed for sale | $1,295,000 |
| 2016-01-29 | Sold | $1,101,000 |
| 2015-12-06 | Pending sale | $1,000,000 |
| 2015-11-25 | Listed for sale | $1,000,000 |
| 2011-05-04 | Listing removed | $3,300 |
| 2011-04-06 | Listed for rent | $3,300 |
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