34 Cottage Ln, San Carlos, CA, 94070
About This Home
First acceptable bid will be accepted. San Mateo County Public Administrators Sale. Opportunity to restore and reimagine this property in the desirable San Carlos Hills. Located on a private lane near Arguello Park, this spacious 4-bedroom, 2.5-bath home offers hillside views, generous living spaces, and a functional floor plan with tremendous upside potential. The property appears to be predominantly original and may require updating and repairs, making it ideal for buyers seeking a project opportunity. Features include spacious rooms, a private backyard setting, and an oversized two-car garage. Enjoy a convenient location near downtown San Carlos, Laurel Street shops and restaurants, Caltrain, Hwy 101, 280, and major employment centers. Property to be sold strictly AS-IS. Buyer to verify all information, including condition, square footage, permits, usage, schools, and zoning to their satisfaction with appropriate professionals and the City. Rare opportunity to transform a property in one of San Carlos most sought-after neighborhoods.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Combination
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Other
Family Room
- Features: Other
Features
- Fireplace features: Family Room,Living Room
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,275
- Total interior livable area: 1,275 sqft
Property
Details
- Parcel number: 049194020
- Zoning: R10000
- Special condition: CourtConfMayBeReqd
Features
- Stories: 1
Lot
- Lot size: 8,100 sqft
Parking
- Total spaces: 2
- Parking features: Parking Restrictions
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $3,492 | $41,904 |
| Electricity | $398 | $4,786 |
| Total | $12,872 | $154,464 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $1,750,000 |
| 2026-06-02 | Listed for sale | $1,900,000 |
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