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23118 E Martin Lake Dr NE, Stacy, MN, 55079

3beds
3baths
2,567sqft
$750,000
$292price/sqft
$5,023/moest. monthly cost
$200,920/yrincome needed

About This Home

Imagine landing your boat on your 82 foot V-dock after a day of fishing pan fish or just enjoying lake life. Sandy beach shoreline and fantastic sunsets. This home has been meticulously cared for. The interior of the home has 3 bedrooms and 3 baths. The open concept Kitchen/dining and living room with vaulted ceilings enameled cabinetry, ash hardwood flooring, fireplace and tons of natural light. Two sets of patio doors flow out to an enormous maintenance free deck ( over 700 square feet) what better way to enjoy the sunsets. The over sized laundry room has custom hickory cabinetry with tons of storage. The home also features solar tubes for even more natural lighting and an abundance of closet space. Spacious bedrooms all on the main floor, Bathrooms have custom cabinetry, hard surface counter tops and even copper sinks. The lower level features a full bath with jacuzzi tub, a game room, flex room and a gigantic, heated crawl space. Heading back up to the main level they have added custom cabinetry at the landing area , a great place to take a seat, throw on your shoes and coat before heading out to the garage. This is not just a garage- it is totally insulated, sheet rocked painted and heated. Epoxied floors and huge bank of custom cabinets and flat screen TV. This room screams entertainment, gathering space whatever your needs. All of this and so much more. This home would be a fabulous vacation rental property with tons of earning potential . Don't miss out on this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Linwood Elementary SchoolGrades PK-62.1 mi
7/10
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Drain Tiled,Drainage System,Finished

Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 20 x 12.8

Bedroom2

  • Level: Main
  • Area: 222
  • Dimensions: 11.10 x 20

Bedroom3

  • Level: Main
  • Area: 111
  • Dimensions: 10 x 11.10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Main
  • Area: 42
  • Dimensions: 7 x 6

Deck

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 1,727

Flex Room

  • Level: Lower
  • Area: 228
  • Dimensions: 19 x 12

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,127
  • Total interior livable area: 2,567 sqft

Kitchen

  • Level: Main
  • Area: 180.2
  • Dimensions: 10.6 x 17

Laundry

  • Level: Main
  • Area: 93.24
  • Dimensions: 11.10 x 8.4

Living Room

  • Level: Main
  • Area: 447.2
  • Dimensions: 26 x 17.2

Recreation Room

  • Level: Lower
  • Area: 255.64
  • Dimensions: 15.4 x 16.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 343422320014
  • Zoning description: Residential-Single Family
  • Foundation area: 1670

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Deck,Wrap Around
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake Bottom(Hard,Sand)

Lot

  • Lot size: 0.32 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 80 x 250 x 55 x 252

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Floor Drain,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$469$5,628
Property Taxes $546$6,552
Electricity $216$2,598
Total$5,023$60,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,217/yr
40% on housing$150,690/yr
45% on housing$133,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 55079$184
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55079$229
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$740,000
2026-07-17Listed for sale$750,000
2025-09-11Sold$699,900
2025-08-27Pending sale$699,900
2025-07-09Price change$699,900
2025-06-16Price change$719,900
2025-05-22Listed for sale$749,900
2025-05-22Listing removed$769,900
2025-05-14Price change$769,900
2025-04-14Listed for sale$782,935
2023-05-16Sold$525,000
2010-11-19Sold$264,500
2010-09-22Listed for sale$269,900
2002-08-28Sold$195,000

For Sale by Agent

AgentJason Teply
BrokerageColdwell Banker Realty

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