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823 Cedar St, Redwood City, CA, 94063

3beds
2baths
1,960sqft
$1,625,000
$829price/sqft
$10,459/moest. monthly cost
$418,360/yrincome needed

About This Home

An exceptional, airy, light-filled duplex with updated eat-in kitchens, modern bathrooms, no connecting walls, separate garages, large rooms, each unit with its own private fenced yard. This outstanding Redwood City location is a short walk to downtown restaurants and entertainment. An exceptional opportunity for both investors & owner-occupants. Both units have always been rented privately to the owner's family and employees.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

5/10
Hoover Elementary SchoolGrades K-80.4 mi
7/10
Sequoia High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Door features: None
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Features: Countertop_Stone, ExhaustFan, Skylights

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053222450
  • Zoning: R-4
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,751 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$170$2,040
Property Taxes $1,653$19,836
Electricity $420$5,043
Total$10,459$125,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,594/yr
40% on housing$313,770/yr
45% on housing$278,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$829This listing

vs Other Active Listings

Avg $/sqft

ZIP 94063$636
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94063$1,040
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,625,000

For Sale by Agent

AgentJudy Decker
BrokerageCompass

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