470 Willow Ave, Half Moon Bay, CA, 94019
About This Home
Solid investment Triplex, with prime coastal location - 470 Willow Ave, Half Moon Bay. Secure your foothold in the resilient Half Moon Bay rental market with this fully occupied, well-maintained triplex. Offering 3,065 sqft., 7 bedrooms, and 4 baths, on a 5,000 sqft. lot, the property generates steady cash flow, today, with clear upside through rental adjustments. Key advantages: location, location, location - west of highway 1, minutes walk to beaches, coastal trail, and downtown amenities. Three-car garage space, plus laundry facility for tenant convenience. Low maintenance and strong tenant retention, in a low vacancy, coastal community. With Half Moon Bay's enduring appeal for residence who crave ocean proximity, without sacrificing peninsula accessibility, this asset delivers both current returns, and long-term appreciation.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: MultiFamily
- Property subType: Triplex,Residential Income
Interior
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 3,065
- Total interior livable area: 3,065 sqft
Property
Accessibility
- Accessibility features: Parking
Details
- Parcel number: 056143150
- Zoning: R30000
- Special condition: Standard
Lot
- Lot size: 5,000 sqft
Parking
- Total spaces: 3
- Parking features: Carport,Parking Area
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Drought
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,028 | $84,336 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $1,567 | $18,804 |
| Electricity | $657 | $7,886 |
| Total | $9,435 | $113,220 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $1,390,000 |
| 2026-05-08 | Listing removed | $1,550,000 |
| 2026-04-01 | Listed for sale | $1,550,000 |
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