13 Erin Ln, Half Moon Bay, CA, 94019
About This Home
Experience the best of coastal living in the desirable Cypress Cove community. This move-in-ready 2 bedroom, 2.5 bath townhome offers approximately 1,400± square feet of thoughtfully designed living space just one block from Half Moon Bay's charming Main Street, where you'll enjoy acclaimed restaurants, boutique shopping, local events, and the nearby coastline. The bright and inviting living room features soaring ceilings, expansive windows, and a cozy gas fireplace. A few steps up, the dining area flows into a well-appointed kitchen with abundant cabinetry and access to a private balcony perfect for morning coffee or evening relaxation. This level also includes a powder room and office area. Upstairs, two spacious ensuite bedrooms provide comfort and privacy. The primary suite offers a generous walk-in closet and dual-vanity bath, while the second suite features two closets and its own dual-vanity ensuite. Additional highlights include an in-unit laundry closet with a washer and dryer, an attached two-car garage, community spa and BBQ area, and convenient access to Highways 1 and 92 for an easy Bay Area commute. A wonderful opportunity to enjoy the relaxed Half Moon Bay lifestyle.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Oven/Range,Refrigerator,Dryer,Washer
- Laundry features: Upper Floor,Inside
Bathroom
- Features: DoubleSinks, ShowersoverTubs2plus, Skylight, Tile
Bedroom
- Features: WalkinCloset, PrimaryBedroom2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningArea
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,One Or More Skylights,Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Vinyl Linoleum
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Features: Countertop_Tile
Property
Details
- Parcel number: 056491090
- Zoning: PUD000
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Balcony/Patio
Parking
- Total spaces: 2
- Parking features: Attached,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Drought
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $1,863 | $22,356 |
| Electricity | $398 | $4,786 |
| Total | $7,060 | $84,720 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $925,000 |
| 2026-08-04 | Contingent | $925,000 |
| 2026-07-23 | Listed for sale | $925,000 |
| 1996-09-06 | Sold | $240,000 |
View on Zillow