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200 Filbert St, Half Moon Bay, CA, 94019

3beds
2baths
1,460sqft
$1,465,000
$1,003price/sqft
$8,767/moest. monthly cost
$350,680/yrincome needed

About This Home

Contractors and developers, an opportunity awaits at 200 Filbert Street. In one of Half Moon Bay's established westside neighborhoods, 200 Filbert Street presents a rare front-row location to create the home you've always envisioned. Whether you're an investor, contractor, or buyer looking to personalize a property, this lot offers you that coastal community everyone dreams about. The current home has 3 bedrooms, 2 bathrooms and 1,460+/- square feet of living space on a corner lot. Enjoy the convenience of being just minutes from downtown Half Moon Bay, local shops, restaurants, schools, scenic coastal trails, and some of California's most beautiful beaches. This home is ready for its next chapter; bring your imagination and renovation ideas (IE 2-story home??) to transform this property into something truly special. Front row locations like this are increasingly hard to find on the Coastside. Property is being sold in its present "As-Is" condition. The current condition will require a cash buyer. Come invest and create lasting value in the Half Moon Bay lifestyle.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: Other

Features

  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Property

Details

  • Parcel number: 064071160
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,632 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,407$88,884
Home Insurance *$193$2,316
Property Taxes $769$9,228
Electricity $398$4,786
Total$8,767$105,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,582/yr
40% on housing$263,010/yr
45% on housing$233,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,003This listing

vs Other Active Listings

Avg $/sqft

ZIP 94019$832
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94019$821
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,465,000
2026-07-25Listed for sale$1,465,000

For Sale by Agent

Agent Glen Mitchell Group
BrokerageKW Advisors

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