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351 Montwood Cir, Redwood City, CA, 94061

4beds
2baths
2,000sqft
$2,598,000
$1,299price/sqft
$16,262/moest. monthly cost
$650,480/yrincome needed

About This Home

Experience the Atherton lifestyle at the Redwood City price point in this beautifully updated 4-bedroom, 2-bath home in Horgan Ranch. Thoughtfully designed with an open-concept layout, the home showcases sleek hardwood floors, vaulted ceilings, recessed lighting, and elegant plantation shutters throughout. The light-filled living room offers an inviting space for entertaining, while the cozy family room features a charming wood-burning fireplace for relaxing evenings at home. The gourmet kitchen is equipped with granite countertops, custom cabinetry, premium KitchenAid and Thermador stainless steel appliances, and a convenient breakfast bar that's perfect for casual dining or working from home. Each generously-sized bedroom is comfortably carpeted, with the spacious primary suite opening directly to the beautifully landscaped backyard through sliding glass doors. The ensuite bath includes dual sinks and a separate shower and toilet area. Outside, entice with attractive curb appeal and entertain in a private, verdant and well-maintained backyard. On the serene, highly sought-after Montwood Circle near the Atherton border, enjoy quick access to Highway 280: 30 minutes from downtown San Francisco and 20 minutes from the heart of Silicon Valley.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
7/10
8/10
Woodside High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Raised
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Freezer,Disposal,Range Hood,Ice Maker,Microwave,Refrigerator,Washer/Dryer,Warming Drawer

Bathroom

  • Features: DoubleSinks, ShoweroverTub1, StallShower, UpdatedBaths

Bedroom

  • Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan

Property

Details

  • Parcel number: 069271490
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Fenced
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Garden/Greenbelt

Lot

  • Lot size: 6,754 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,136$157,632
Home Insurance *$201$2,412
Property Taxes $2,497$29,964
Electricity $428$5,146
Total$16,262$195,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$557,554/yr
40% on housing$487,860/yr
45% on housing$433,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,299This listing

vs Other Active Listings

Avg $/sqft

ZIP 94061$811
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94061$1,225
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$2,598,000
2026-07-30Listed for sale$2,598,000
2024-02-17Listing removed--
2024-02-03Listed for rent$7,000
2021-10-19Listing removed--
2021-10-07Listed for rent$6,000
2020-10-01Listing removed$6,000
2020-09-30Sold$6,000
2020-09-25Price change$6,000
2020-09-22Listed for rent$5,800
2018-07-31Listing removed$5,700
2018-07-15Price change$5,700
2018-07-02Listed for rent$6,000
2017-02-27Sold$1,820,000
2017-02-17Pending sale$1,600,000
2017-02-05Listed for sale$1,600,000
2010-08-06Sold$825,000
2010-08-04Pending sale$775,000
2010-07-10Listed for sale$775,000
1995-06-15Sold$392,500

For Sale by Agent

AgentRamy Sghayer
BrokerageCompass

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