




351 Montwood Cir, Redwood City, CA, 94061
About This Home
Experience the Atherton lifestyle at the Redwood City price point in this beautifully updated 4-bedroom, 2-bath home in Horgan Ranch. Thoughtfully designed with an open-concept layout, the home showcases sleek hardwood floors, vaulted ceilings, recessed lighting, and elegant plantation shutters throughout. The light-filled living room offers an inviting space for entertaining, while the cozy family room features a charming wood-burning fireplace for relaxing evenings at home. The gourmet kitchen is equipped with granite countertops, custom cabinetry, premium KitchenAid and Thermador stainless steel appliances, and a convenient breakfast bar that's perfect for casual dining or working from home. Each generously-sized bedroom is comfortably carpeted, with the spacious primary suite opening directly to the beautifully landscaped backyard through sliding glass doors. The ensuite bath includes dual sinks and a separate shower and toilet area. Outside, entice with attractive curb appeal and entertain in a private, verdant and well-maintained backyard. On the serene, highly sought-after Montwood Circle near the Atherton border, enjoy quick access to Highway 280: 30 minutes from downtown San Francisco and 20 minutes from the heart of Silicon Valley.
Getting Around
Schools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Concrete Perimeter,Pillar/Post/Pier,Raised
- Roof: Composition, Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Freezer,Disposal,Range Hood,Ice Maker,Microwave,Refrigerator,Washer/Dryer,Warming Drawer
Bathroom
- Features: DoubleSinks, ShoweroverTub1, StallShower, UpdatedBaths
Bedroom
- Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: BreakfastBar, DiningAreainLivingRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- High Ceilings,Vaulted Ceiling(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Starter,Wood Burning
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan
Property
Details
- Parcel number: 069271490
- Zoning: R10006
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Balcony/Patio
- Exterior features: Fenced
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Garden/Greenbelt
Lot
- Lot size: 6,754 sqft
Parking
- Total spaces: 2
- Parking features: Attached,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,136 | $157,632 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $2,497 | $29,964 |
| Electricity | $428 | $5,146 |
| Total | $16,262 | $195,144 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $2,598,000 |
| 2026-07-30 | Listed for sale | $2,598,000 |
| 2024-02-17 | Listing removed | -- |
| 2024-02-03 | Listed for rent | $7,000 |
| 2021-10-19 | Listing removed | -- |
| 2021-10-07 | Listed for rent | $6,000 |
| 2020-10-01 | Listing removed | $6,000 |
| 2020-09-30 | Sold | $6,000 |
| 2020-09-25 | Price change | $6,000 |
| 2020-09-22 | Listed for rent | $5,800 |
| 2018-07-31 | Listing removed | $5,700 |
| 2018-07-15 | Price change | $5,700 |
| 2018-07-02 | Listed for rent | $6,000 |
| 2017-02-27 | Sold | $1,820,000 |
| 2017-02-17 | Pending sale | $1,600,000 |
| 2017-02-05 | Listed for sale | $1,600,000 |
| 2010-08-06 | Sold | $825,000 |
| 2010-08-04 | Pending sale | $775,000 |
| 2010-07-10 | Listed for sale | $775,000 |
| 1995-06-15 | Sold | $392,500 |
