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97 Santiago Ave, Atherton, CA, 94027

6beds
10baths
10,595sqft
$27,800,000
$2,624price/sqft
$170,256/moest. monthly cost
$6,810,240/yrincome needed

About This Home

Just completed high-end new construction by Benchmark Builders now available in the sought-after West Atherton Circus Club location. This stunning new home showcases exceptional quality and thoughtful design that will stand the test of time. Arranged across 3 levels, the layout allows for an effortless flow between public and private spaces. Beyond formal living and dining rooms, the great room serves as a striking focal point with its fireplace and multiple glass doors opening to the pool and expansive yard. The open kitchen is appointed with top-of-the-line appliances, honed marble countertops, and a spacious island with seating, plus there is a second kitchen designed for a caterer or private chef. Luxurious primary suite features a spa-like bath with steam shower and couture closets alongside three additional upstairs suites. The lower level includes a recreation room, full bar, large wine cellar, fitness room with spa bath including steam and sauna, plus a privately located bedroom suite. The exceptionally private and built-out rear grounds are finished with a pool, spa, barbecue center, and cabana with fireplace. Spacious 3 car garage. Close to downtown Menlo Park, Sacred Heart and Menlo schools, and Menlo Circus Club. Exceptional high-end quality and A+ Atherton location.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

10/10
9/10
Hillview Middle SchoolGrades 6-80.3 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Built In Oven,Gas Oven/Range,Refrigerator,Wine Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, ShowerandTub, StallShower, Stone, Tile, TubinPrimaryBedroom, PrimaryOversizedTub, OversizedTub

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat2plus, WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 10
  • Full bathrooms: 7
  • 1/2 bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningFamilyCombo, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s),Security Gate
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Living Room,Primary Bedroom,Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,595
  • Total interior livable area: 10,595 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 070343370
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Fenced,Fire Pit
  • Fencing: Perimeter

Lot

  • Lot size: 0.86 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Electric Vehicle Charging Station(s),Garage Door Opener,Guest,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $140,571$1,686,852
Home Insurance *$1,928$23,136
Property Taxes $25,486$305,832
Electricity $2,271$27,263
Total$170,256$2,043,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$5,837,348/yr
40% on housing$5,107,680/yr
45% on housing$4,540,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,624This listing

vs Other Active Listings

Avg $/sqft

ZIP 94027$2,582
San Mateo County$913

vs Homes Sold Last Month

Median $/sqft

ZIP 94027$2,000
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$27,800,000
2022-02-09Sold$9,300,000
2021-01-25Listed for sale$9,788,000
2017-06-26Sold$6,750,000
2017-06-09Pending sale$6,900,000
2017-02-06Listed for sale$6,900,000
2012-06-22Listing removed$4,400,000
2012-05-11Listed for sale$4,400,000

New Construction

AgentZach Trailer
BrokerageCompass

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