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2135 NW 14th Ter, Homestead, FL, 33030

4beds
3baths
2,437sqft
$820,000
$336price/sqft
$5,694/moest. monthly cost
$227,760/yrincome needed

About This Home

Exquisite Florida living awaits in this stunning 4-bedroom, 3-bath residence, on an oversized lot within a serene, private cul-de-sac. Step outside to your own private oasis, where the fully screened outdoor area is designed for year-round enjoyment. The centerpiece is a 38’ x 15’ saltwater pool with a modern heat pump, a 8’ x 8’ Jacuzzi and a swim-up bar, ideal for entertaining family and guests. The space is designed to take full advantage of Florida’s enviable climate, offering seamless indoor-outdoor living. Inside, the home showcases a highly desirable split floor plan, allowing for privacy and functional living. The interior has been thoughtfully upgraded with crown molding, engineered laminate flooring, and plantation shutters, creating a sense of refinement and timeless elegance. The gourmet kitchen is equipped with new stainless-steel appliances, a stylish tile backsplash, and abundant cabinet space. Beyond the pool and interior spaces, the property offers ample room for boat and RV parking, making it ideal for boating enthusiasts or those with active outdoor lifestyles. A professional-grade security camera system and impact windows and doors adds extra layers of peace of mind. Set in a sought-after location, this home provides the perfect balance between privacy and convenience. Residents enjoy easy access to shopping, dining, and entertainment. Experience the ultimate in Florida living with privacy, luxury, and functionality all in one exceptional property.

Getting Around

20
WalkingCar-Dependent
0
TransitNo Nearby Transit
48
BikeSomewhat Bikeable

Schools

5/10
Redondo Elementary SchoolGrades PK-30.3 mi
3/10
South Dade Middle SchoolGrades 4-81.1 mi
3/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Dryer,Ice Maker,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Pantry,Split Bedroom,Walk-In Closet(s),Wet Bar
  • Window features: Clear Impact Glass,Complete Impact Glass,Plantation Shutters
  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,317
  • Total interior livable area: 2,437 sqft

Property

Details

  • Parcel number: 1078110220710
  • Zoning: 2200

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure,Pool Only
  • Patio & porch: Patio,Screened Porch
  • Exterior features: Barbecue,Lighting
  • Has spa: Yes
  • Fencing: Fenced
  • Has view: Yes
  • View description: None,Pool

Lot

  • Lot size: 0.50 Acres
  • Features: 1/2 To Less Than 3/4 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Other,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$634$7,608
Property Taxes $669$8,028
Electricity $245$2,943
Total$5,694$68,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,222/yr
40% on housing$170,820/yr
45% on housing$151,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 33030$293
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33030$340
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$860,000
2025-12-17Listed for sale$879,000
2024-06-24Sold$775,000
2024-06-07Pending sale$775,000
2024-06-02Listed for sale$775,000

For Sale by Agent

AgentGerald Jacob
BrokerageUnited Real Estate Miami

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