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12901 Cabrillo Hwy, Pescadero, CA, 94060

3beds
2baths
2,400sqft
$1,895,000
$790price/sqft
$12,390/moest. monthly cost
$495,600/yrincome needed

About This Home

The sensational white water views from this rebuilt Ocean Front home on over 1 acre are impressive. There are also stairs directly to the sand from the property. This is 0.7 miles from Pescadero Creek Road and 20 minutes to Half Moon Bay and 30 minutes to Santa Cruz. Beautiful bamboo floors offer easy clean up from your beach walks. Extensive drainage work, paver driveway, gated entrance and water purification system have been added since it was rebuilt in 2013. The dual sided gas fireplace to the spacious living room and formal dining room add warmth.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Pescadero High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Built In Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: Granite, PrimaryStallShowers, ShoweroverTub1, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Two Way

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 086141010
  • Zoning: RM0000
  • Special condition: Standard

Features

  • Stories: 2
  • Fencing: Perimeter
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 1.04 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Drought
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$516$6,192
Property Taxes $1,778$21,336
Electricity $514$6,175
Total$12,390$148,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$424,800/yr
40% on housing$371,700/yr
45% on housing$330,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$790This listing

vs Other Active Listings

Avg $/sqft

ZIP 94060$1,810
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94060$579
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$1,895,000
2023-03-06Listing removed--
2022-11-04Price change$2,695,000
2022-06-01Price change$2,995,000
2022-04-12Listed for sale$3,495,000
2022-04-08Contingent$3,495,000
2022-03-16Listed for sale$3,495,000
2020-09-25Sold$2,200,000
2020-08-17Pending sale$2,300,000
2020-06-26Listed for sale$2,300,000
2016-09-02Sold$2,175,000
2016-08-19Pending sale$2,450,000
2016-08-14Listed for sale$2,450,000
2016-08-14Pending sale$2,450,000
2016-07-13Listed for sale$2,450,000
2013-11-26Sold$2,480,000
2005-03-22Sold$950,000

For Sale by Agent

AgentPatrick Ryan
BrokerageCompass

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