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46 Commons Ln, Foster City, CA, 94404

2beds
3baths
1,530sqft
$1,190,000
$778price/sqft
$7,679/moest. monthly cost
$307,160/yrincome needed

About This Home

Turnkey perfection in the heart of Foster City! This beautifully remodeled Dallas model in City Homes West boasts a dramatic multi-level layout with soaring ceilings and luminous, light-filled spaces. The heart of the home features a fully remodeled chefs kitchen with Silver Cloud quartz, custom shaker cabinets, and designer Carrara herringbone tile. Step down into the grand living room with a cozy fireplace and seamless access to a private, sun-kissed patio. A versatile loft offers the perfect work-from-home flex space. Upstairs, the primary suite is a true sanctuary, showcasing a spa-inspired bath with a freestanding soaking tub and an oversized frameless glass shower. Complete with an attached 2-car garage and fresh paint. Enjoy resort-style amenities (pool, spa, tennis) just steps from top schools, parks, dining, and the waterfront. Exceptional commute access to 92, 101, and 280. Welcome home!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
9/10
Bowditch Middle SchoolGrades 6-81.6 mi
9/10
San Mateo High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: PrimaryStallShowers, PrimarySunkenTub, ShoweroverTub1, StallShower, TubinPrimaryBedroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: EatinKitchen, FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,530
  • Total interior livable area: 1,530 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 094053140
  • Zoning: C200PD
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,In Ground
  • Exterior features: Tennis Court(s),Courtyard
  • Has view: Yes
  • View description: Garden/Greenbelt

Lot

  • Lot size: 920 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$89$1,068
Property Taxes $1,175$14,100
Electricity $398$4,786
Total$7,679$92,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$263,280/yr
40% on housing$230,370/yr
45% on housing$204,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$778This listing

vs Other Active Listings

Avg $/sqft

ZIP 94404$737
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94404$1,111
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,190,000
2026-07-31Price change$1,190,000
2026-06-11Listed for sale$1,250,000
2023-05-18Listing removed--
2023-05-07Listed for rent$4,550
2021-04-14Listing removed--
2021-04-04Listed for rent$4,000
2019-04-30Sold$1,280,000
2019-04-01Pending sale$1,250,000
2019-03-29Listed for sale$1,250,000
2019-03-29Pending sale$1,250,000
2019-03-05Price change$1,250,000
2019-02-04Listed for sale$1,288,000
2004-04-15Sold$607,500
2000-11-30Sold$555,000
1998-08-25Sold$325,000
1998-02-09Sold$325,000

For Sale by Agent

AgentStefanie Hu
BrokerageColdwell Banker Realty

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